Elbow arthroscopy at Virginia Mason Medical Center

1100 9th Ave., Seattle, WA · Vmfh · · NPI 1801851258

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$6,369.39

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$12,489.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.38 with first choice vs $9,221.88 with cigna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
first choice commercial $13.38 ↓ -100%
aetna medicare advantage ppo $18.96 ↓ -100%
confluence health medicare advantage $49.86 ↓ -99%
aetna medicare advantage hmo $96.77 ↓ -98%
aetna medicare advantage $174.29 ↓ -97%
united healthcare commercial $490.77 ↓ -92%
humana medicare advantage $509.97 ↓ -92%
humana choicecare medicare advantage $509.97 ↓ -92%
united healthcare medicare advantage $509.97 ↓ -92%
kaiser foundation hp medicare $509.97 ↓ -92%
optum care network medicare advantage $509.97 ↓ -92%
signal health medicare advantage $517.87 ↓ -92%
multiplan medicare advantage $517.87 ↓ -92%
premera medicare advantage hmo/ppo $517.87 ↓ -92%
regence medicare advantage $529.52 ↓ -92%
regence uniform medical plan $858.05 ↓ -87%
premera commercial $1,015.42 ↓ -84%
regence commercial $1,138.76 ↓ -82%
coventry - first health commercial $1,138.85 ↓ -82%
cigna commercial $1,620.49 ↓ -75%
kaiser health plan commercial $1,956.10 ↓ -69%
aetna commercial $7,868.07 ↑ +24%
cigna local plus $9,221.88 ↑ +45%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Elbow arthroscopy at other Washington hospitals

Hospital City Cash price Negotiated range
Swedish Medical Center - First Hill Campus Seattle not published $3,788.94 – $13,331.38
Swedish Medical Center Cherry Hill Seattle not published $3,788.94 – $12,838.64
Central Medical Center Seattle not published not published
Providence St Luke's Rehabilitation Medical Center Spokane not published $3,646.14 – $4,010.75
Providence Sacred Heart Medical Center and Children's Hospital Spokane not published $3,646.14 – $9,279.41
Swedish Issaquah Issaquah not published $3,799.57 – $13,331.38
Providence Centralia Hospital Centralia not published $3,788.94 – $16,014.08
Swedish Edmonds Hospital Edmonds not published $2,443.00 – $13,249.26

All Washington hospitals for this procedure →