Culture afb any source at Virginia Mason Medical Center

1100 9th Ave., Seattle, WA · Vmfh · · NPI 1801851258

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$63.24

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$124.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.56 with multiplan vs $99.20 with coventry - first health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
multiplan medicare advantage $7.56 ↓ -88%
regence medicare advantage $9.18 ↓ -85%
humana medicare advantage $10.80 ↓ -83%
united healthcare medicare advantage $10.80 ↓ -83%
kaiser foundation hp medicare $10.80 ↓ -83%
optum care network medicare advantage $10.80 ↓ -83%
premera medicare advantage hmo/ppo $10.80 ↓ -83%
regence commercial $10.80 ↓ -83%
regence uniform medical plan $10.80 ↓ -83%
aetna medicare advantage ppo $11.12 ↓ -82%
aetna medicare advantage hmo $11.34 ↓ -82%
united healthcare commercial $12.96 ↓ -80%
kaiser health plan commercial $17.28 ↓ -73%
premera commercial $18.90 ↓ -70%
cigna commercial $33.76 ↓ -47%
cigna local plus $38.31 ↓ -39%
aetna commercial $48.71 ↓ -23%
first choice commercial $79.42 ↑ +26%
coventry - first health commercial $99.20 ↑ +57%

Visitor-reported prices

visitor-reported
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Culture afb any source at other Washington hospitals

Hospital City Cash price Negotiated range
Swedish Medical Center - First Hill Campus Seattle $68.64 $9.72 – $50.76
Swedish Medical Center Cherry Hill Seattle $68.64 $9.72 – $49.14
Central Medical Center Seattle $116.80 $8.00 – $8.00
Providence St Luke's Rehabilitation Medical Center Spokane $266.49 $10.80 – $11.88
Providence St Joseph Hospital Chewelah $145.60 not published
Providence Sacred Heart Medical Center and Children's Hospital Spokane $379.40 $10.80 – $38.88
Swedish Issaquah Issaquah $68.64 $9.72 – $50.76
Providence Centralia Hospital Centralia $99.32 $10.80 – $67.28

All Washington hospitals for this procedure →