CT heart w/evaluation of calcium without contrast at Virginia Mason Medical Center

1100 9th Ave., Seattle, WA · Vmfh · · NPI 1801851258

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$66.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$130.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.62 with aetna vs $148.65 with confluence health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
aetna medicare advantage $1.62 ↓ -98%
first choice commercial $3.09 ↓ -95%
aetna medicare advantage ppo $10.56 ↓ -84%
multiplan medicare advantage $67.13 ↑ +1%
premera commercial $78.00 ↑ +18%
kaiser health plan commercial $78.39 ↑ +18%
regence medicare advantage $81.52 ↑ +23%
aetna commercial $81.90 ↑ +24%
regence commercial $91.00 ↑ +37%
regence uniform medical plan $91.00 ↑ +37%
united healthcare medicare advantage $95.91 ↑ +45%
optum care network medicare advantage $95.91 ↑ +45%
premera medicare advantage hmo/ppo $95.91 ↑ +45%
humana medicare advantage $95.91 ↑ +45%
kaiser foundation hp medicare $95.91 ↑ +45%
cigna commercial $95.99 ↑ +45%
cigna local plus $95.99 ↑ +45%
aetna medicare advantage hmo $100.70 ↑ +52%
coventry - first health commercial $104.00 ↑ +57%
humana choicecare medicare advantage $116.84 ↑ +76%
united healthcare commercial $116.85 ↑ +76%
signal health medicare advantage $120.65 ↑ +82%
confluence health medicare advantage $148.65 ↑ +124%

Visitor-reported prices

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CT heart w/evaluation of calcium without contrast at other Washington hospitals

Hospital City Cash price Negotiated range
Swedish Medical Center - First Hill Campus Seattle $239.52 $100.77 – $375.11
Swedish Medical Center Cherry Hill Seattle $239.52 $100.77 – $363.14
Central Medical Center Seattle $344.00 $89.00 – $89.00
Providence St Luke's Rehabilitation Medical Center Spokane $1,029.42 $93.99 – $106.67
Providence Sacred Heart Medical Center and Children's Hospital Spokane $1,211.00 $96.98 – $287.32
Swedish Issaquah Issaquah $239.52 $101.06 – $375.11
Providence Mount Carmel Hospital Colville $109.20 not published
Providence St Mary Medical Center Walla Walla $131.60 $80.52 – $179.41

All Washington hospitals for this procedure →