Cover eye w/membrane at Virginia Mason Medical Center

1100 9th Ave., Seattle, WA · Vmfh · · NPI 1801851258

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$1,533.06

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,006.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.93 with aetna vs $2,404.80 with coventry - first health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
aetna medicare advantage hmo $8.93 ↓ -99%
confluence health medicare advantage $27.96 ↓ -98%
first choice commercial $42.82 ↓ -97%
humana medicare advantage $46.02 ↓ -97%
humana choicecare medicare advantage $46.02 ↓ -97%
united healthcare medicare advantage $46.02 ↓ -97%
kaiser foundation hp medicare $46.02 ↓ -97%
optum care network medicare advantage $46.02 ↓ -97%
signal health medicare advantage $47.36 ↓ -97%
multiplan medicare advantage $47.36 ↓ -97%
premera medicare advantage hmo/ppo $47.36 ↓ -97%
united healthcare commercial $54.57 ↓ -96%
regence medicare advantage $58.88 ↓ -96%
regence uniform medical plan $96.94 ↓ -94%
premera commercial $114.72 ↓ -93%
aetna medicare advantage $147.46 ↓ -90%
cigna commercial $180.20 ↓ -88%
aetna medicare advantage ppo $185.63 ↓ -88%
kaiser health plan commercial $256.68 ↓ -83%
aetna commercial $1,893.78 ↑ +24%
regence commercial $2,104.20 ↑ +37%
cigna local plus $2,219.63 ↑ +45%
coventry - first health commercial $2,404.80 ↑ +57%

Visitor-reported prices

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Cover eye w/membrane at other Washington hospitals

Hospital City Cash price Negotiated range
Swedish Medical Center - First Hill Campus Seattle not published $1,154.37 – $3,792.76
Swedish Medical Center Cherry Hill Seattle not published $1,154.37 – $3,671.71
Central Medical Center Seattle not published not published
Providence St Luke's Rehabilitation Medical Center Spokane not published $1,110.87 – $1,221.95
Providence Sacred Heart Medical Center and Children's Hospital Spokane not published $1,110.87 – $2,827.15
Swedish Issaquah Issaquah not published $1,157.61 – $3,792.76
Providence Centralia Hospital Centralia not published $1,154.37 – $4,720.77
Swedish Edmonds Hospital Edmonds not published $1,135.25 – $3,631.37

All Washington hospitals for this procedure →