Coombs direct at Virginia Mason Medical Center

1100 9th Ave., Seattle, WA · Vmfh · · NPI 1801851258

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$60.69

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$119.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$45.29 with multiplan vs $218.75 with united healthcare — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
multiplan medicare advantage $45.29 ↓ -25%
regence medicare advantage $54.99 ↓ -9%
optum care network medicare advantage $64.70 ↑ +7%
humana medicare advantage $64.70 ↑ +7%
united healthcare medicare advantage $64.70 ↑ +7%
premera medicare advantage hmo/ppo $64.70 ↑ +7%
kaiser foundation hp medicare $64.70 ↑ +7%
aetna medicare advantage ppo $66.64 ↑ +10%
aetna medicare advantage hmo $67.93 ↑ +12%
premera commercial $71.40 ↑ +18%
kaiser health plan commercial $71.76 ↑ +18%
aetna commercial $74.97 ↑ +24%
first choice commercial $76.22 ↑ +26%
regence uniform medical plan $83.30 ↑ +37%
regence commercial $83.30 ↑ +37%
cigna local plus $87.87 ↑ +45%
cigna commercial $87.87 ↑ +45%
coventry - first health commercial $95.20 ↑ +57%
united healthcare commercial $218.75 ↑ +260%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Coombs direct at other Washington hospitals

Hospital City Cash price Negotiated range
Swedish Medical Center - First Hill Campus Seattle $76.32 $10.50 – $207.53
Swedish Medical Center Cherry Hill Seattle $76.32 $10.50 – $159.85
Central Medical Center Seattle $139.20 $60.00 – $60.00
Providence St Luke's Rehabilitation Medical Center Spokane $72.45 $23.80 – $72.31
Providence St Joseph Hospital Chewelah $43.40 not published
Providence Sacred Heart Medical Center and Children's Hospital Spokane $157.50 $11.55 – $121.61
Swedish Issaquah Issaquah $76.32 $10.50 – $157.12
Providence Centralia Hospital Centralia $76.44 $15.75 – $208.27

All Washington hospitals for this procedure →