Colonoscopy with biopsy at Virginia Mason Medical Center

1100 9th Ave., Seattle, WA · Vmfh · · NPI 1801851258

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$2,205.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$4,325.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.81 with aetna vs $3,193.58 with cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
aetna medicare advantage $4.81 ↓ -100%
first choice commercial $12.53 ↓ -99%
aetna medicare advantage ppo $14.59 ↓ -99%
aetna medicare advantage hmo $37.91 ↓ -98%
confluence health medicare advantage $137.00 ↓ -94%
united healthcare commercial $175.55 ↓ -92%
humana medicare advantage $178.98 ↓ -92%
humana choicecare medicare advantage $178.98 ↓ -92%
united healthcare medicare advantage $178.98 ↓ -92%
kaiser foundation hp medicare $178.98 ↓ -92%
optum care network medicare advantage $178.98 ↓ -92%
signal health medicare advantage $183.22 ↓ -92%
multiplan medicare advantage $183.22 ↓ -92%
premera medicare advantage hmo/ppo $183.22 ↓ -92%
regence medicare advantage $189.41 ↓ -91%
regence uniform medical plan $315.83 ↓ -86%
premera commercial $373.75 ↓ -83%
cigna commercial $579.66 ↓ -74%
kaiser health plan commercial $819.37 ↓ -63%
regence commercial $1,029.20 ↓ -53%
coventry - first health commercial $1,036.20 ↓ -53%
aetna commercial $2,724.75 ↑ +24%
cigna local plus $3,193.58 ↑ +45%

Visitor-reported prices

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Colonoscopy with biopsy at other Washington hospitals

Hospital City Cash price Negotiated range
Swedish Medical Center - First Hill Campus Seattle not published $1,385.70 – $4,719.83
Swedish Medical Center Cherry Hill Seattle not published $1,385.70 – $4,569.20
Central Medical Center Seattle not published not published
Providence St Joseph Hospital Chewelah $378.70 not published
Providence Mount Carmel Hospital Colville $378.70 not published
Providence St Luke's Rehabilitation Medical Center Spokane not published $1,333.47 – $1,466.82
Providence Sacred Heart Medical Center and Children's Hospital Spokane not published $1,333.47 – $3,393.68
Swedish Issaquah Issaquah not published $1,389.59 – $4,719.83

All Washington hospitals for this procedure →