Bld prd mix at Virginia Mason Medical Center

1100 9th Ave., Seattle, WA · Vmfh · · NPI 1801851258

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$234.09

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$459.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$130.67 with multiplan vs $631.14 with united healthcare — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
multiplan medicare advantage $130.67 ↓ -44%
regence medicare advantage $158.66 ↓ -32%
optum care network medicare advantage $186.66 ↓ -20%
humana medicare advantage $186.66 ↓ -20%
united healthcare medicare advantage $186.66 ↓ -20%
premera medicare advantage hmo/ppo $186.66 ↓ -20%
kaiser foundation hp medicare $186.66 ↓ -20%
aetna medicare advantage ppo $192.26 ↓ -18%
aetna medicare advantage hmo $196.00 ↓ -16%
premera commercial $275.40 ↑ +18%
kaiser health plan commercial $276.78 ↑ +18%
aetna commercial $289.17 ↑ +24%
first choice commercial $293.99 ↑ +26%
regence uniform medical plan $321.30 ↑ +37%
regence commercial $321.30 ↑ +37%
cigna local plus $338.93 ↑ +45%
cigna commercial $338.93 ↑ +45%
coventry - first health commercial $367.20 ↑ +57%
united healthcare commercial $631.14 ↑ +170%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Bld prd mix at other Washington hospitals

Hospital City Cash price Negotiated range
Swedish Medical Center - First Hill Campus Seattle $143.52 $1.83 – $674.45
Swedish Medical Center Cherry Hill Seattle $143.52 $1.83 – $652.93
Central Medical Center Seattle $407.20 $172.00 – $172.00
Providence St Luke's Rehabilitation Medical Center Spokane $197.82 $189.85 – $208.84
Providence St Joseph Hospital Chewelah $121.10 not published
Providence Sacred Heart Medical Center and Children's Hospital Spokane $252.70 $2.01 – $516.60
Swedish Issaquah Issaquah $143.52 $1.83 – $674.45
Providence Mount Carmel Hospital Colville $161.70 not published

All Washington hospitals for this procedure →