Biopsy of heart lining at Virginia Mason Medical Center

1100 9th Ave., Seattle, WA · Vmfh · · NPI 1801851258

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$4,516.05

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$8,855.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$20.70 with first choice vs $6,538.53 with cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
first choice commercial $20.70 ↓ -100%
aetna medicare advantage hmo $41.58 ↓ -99%
confluence health medicare advantage $188.15 ↓ -96%
aetna medicare advantage ppo $450.98 ↓ -90%
aetna medicare advantage $468.73 ↓ -90%
humana medicare advantage $699.07 ↓ -85%
humana choicecare medicare advantage $699.07 ↓ -85%
united healthcare medicare advantage $699.07 ↓ -85%
kaiser foundation hp medicare $699.07 ↓ -85%
optum care network medicare advantage $699.07 ↓ -85%
united healthcare commercial $722.53 ↓ -84%
signal health medicare advantage $742.96 ↓ -84%
multiplan medicare advantage $742.96 ↓ -84%
premera medicare advantage hmo/ppo $742.96 ↓ -84%
regence medicare advantage $779.57 ↓ -83%
regence uniform medical plan $1,208.90 ↓ -73%
premera commercial $1,430.61 ↓ -68%
regence commercial $1,604.39 ↓ -64%
coventry - first health commercial $2,078.37 ↓ -54%
cigna commercial $2,385.75 ↓ -47%
kaiser health plan commercial $2,454.75 ↓ -46%
aetna commercial $4,497.00 ↓ -0%
cigna local plus $6,538.53 ↑ +45%

Visitor-reported prices

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Biopsy of heart lining at other Washington hospitals

Hospital City Cash price Negotiated range
Swedish Medical Center - First Hill Campus Seattle $8,451.84 $3,656.33 – $13,496.13
Swedish Medical Center Cherry Hill Seattle $8,451.84 $3,656.33 – $12,997.30
Central Medical Center Seattle $6,150.40 not published
Providence Sacred Heart Medical Center and Children's Hospital Spokane $3,942.40 $3,518.52 – $8,954.64
Swedish Issaquah Issaquah $8,451.84 $3,666.59 – $13,496.13
Providence St Mary Medical Center Walla Walla $4,561.90 $2,824.42 – $6,509.26
Providence Regional Medical Center Everett - Colby Campus Everett $2,476.76 $1,985.00 – $10,503.15
MultiCare Valley Hospital Spokane Valley $4,083.60 $1,596.86 – $13,256.42

All Washington hospitals for this procedure →