Adapt behavior tx phys/qhp at Virginia Mason Medical Center

1100 9th Ave., Seattle, WA · Vmfh · · NPI 1801851258

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$61.71

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$121.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$37.16 with optum care network vs $591.76 with united healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
optum care network medicare advantage $37.16 ↓ -40%
humana choicecare medicare advantage $37.16 ↓ -40%
kaiser foundation hp medicare $37.16 ↓ -40%
humana medicare advantage $37.16 ↓ -40%
united healthcare medicare advantage $37.16 ↓ -40%
premera commercial $72.60 ↑ +18%
kaiser health plan commercial $72.96 ↑ +18%
aetna commercial $76.23 ↑ +24%
first choice commercial $77.50 ↑ +26%
regence uniform medical plan $84.70 ↑ +37%
regence commercial $84.70 ↑ +37%
cigna commercial $89.35 ↑ +45%
cigna local plus $89.35 ↑ +45%
coventry - first health commercial $96.80 ↑ +57%
multiplan medicare advantage $122.51 ↑ +99%
regence medicare advantage $148.77 ↑ +141%
premera medicare advantage hmo/ppo $175.02 ↑ +184%
aetna medicare advantage ppo $180.27 ↑ +192%
aetna medicare advantage hmo $183.77 ↑ +198%
united healthcare commercial $591.76 ↑ +859%

Visitor-reported prices

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Adapt behavior tx phys/qhp at other Washington hospitals

Hospital City Cash price Negotiated range
Swedish Medical Center - First Hill Campus Seattle not published $128.40 – $624.42
Swedish Medical Center Cherry Hill Seattle not published $124.31 – $480.96
Providence Regional Medical Center Everett - Colby Campus Everett $20.80 $34.16 – $468.95
Providence Sacred Heart Medical Center and Children's Hospital Spokane not published $98.35 – $503.38
Swedish Issaquah Issaquah not published $128.40 – $457.57
Providence Centralia Hospital Centralia not published $170.20 – $380.25
Swedish Edmonds Hospital Edmonds not published $122.94 – $513.42
Providence St Mary Medical Center Walla Walla not published $43.37 – $365.91

All Washington hospitals for this procedure →