Abdominal MRI (without contrast) at Virginia Mason Medical Center

1100 9th Ave., Seattle, WA · Vmfh · · NPI 1801851258

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$951.66

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,866.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.41 with aetna vs $1,274.01 with coventry - first health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
aetna medicare advantage $0.41 ↓ -100%
first choice commercial $6.39 ↓ -99%
aetna medicare advantage ppo $7.31 ↓ -99%
aetna medicare advantage hmo $94.59 ↓ -90%
confluence health medicare advantage $140.81 ↓ -85%
multiplan medicare advantage $184.31 ↓ -81%
regence medicare advantage $223.81 ↓ -76%
humana medicare advantage $225.38 ↓ -76%
humana choicecare medicare advantage $225.38 ↓ -76%
united healthcare medicare advantage $225.38 ↓ -76%
kaiser foundation hp medicare $225.38 ↓ -76%
optum care network medicare advantage $225.38 ↓ -76%
united healthcare commercial $230.13 ↓ -76%
signal health medicare advantage $235.47 ↓ -75%
premera medicare advantage hmo/ppo $235.47 ↓ -75%
regence uniform medical plan $383.37 ↓ -60%
premera commercial $453.68 ↓ -52%
regence commercial $508.79 ↓ -47%
kaiser health plan commercial $691.69 ↓ -27%
cigna commercial $759.86 ↓ -20%
cigna local plus $891.79 ↓ -6%
aetna commercial $1,175.58 ↑ +24%
coventry - first health commercial $1,274.01 ↑ +34%

Visitor-reported prices

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Abdominal MRI (without contrast) at other Washington hospitals

Hospital City Cash price Negotiated range
Swedish Medical Center - First Hill Campus Seattle $1,015.68 $276.30 – $1,095.29
Swedish Medical Center Cherry Hill Seattle $1,015.68 $276.30 – $1,060.33
Central Medical Center Seattle $2,160.00 $242.00 – $242.00
Providence St Luke's Rehabilitation Medical Center Spokane $955.08 $238.31 – $292.47
Providence St Joseph Hospital Chewelah $2,934.40 not published
Providence Sacred Heart Medical Center and Children's Hospital Spokane $2,998.10 $265.88 – $838.94
Swedish Issaquah Issaquah $1,015.68 $277.07 – $1,095.29
Providence Centralia Hospital Centralia $1,083.68 $276.30 – $1,451.84

All Washington hospitals for this procedure →