Drop lock knee at Providence St Peter Hospital

413 Lilly Rd NE, Olympia, WA · Providence · · NPI 1346250594

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$105.26 with Unitedhealthcare vs $404.30 with Providence Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Unitedhealthcare Navigate Other Commercial Plan $105.26
Kaiser Medicare Managed Care Plan $123.83
Aetna Gatekeeper Medicare Managed Care - Hmo $127.54
Aetna Non-Gatekeeper Medicare Managed Care - Ppo $128.78
Unitedhealthcare Medicare Managed Care Plan $132.50
Blue Shield Regence Medicare Managed Care Plan $133.74
Humana Medicare Managed Care Plan $136.21
Unitedhealthcare Aco Tiered Other Commercial Plan $148.60
Community Health Plan Medicare Managed Care Plan $198.13
Molina Exchange $209.27
Blue Cross Premera Lifewise Exchange $222.89
Coordinated Care Ambetter Exchange $229.09
First Choice All Commercial Plans $312.91
Kaiser All Commercial Plans $394.03
Providence Health Plan Signature/Choice Network Other Commercial Plan $404.30

Visitor-reported prices

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Drop lock knee at other Washington hospitals

Hospital City Cash price Negotiated range
Providence St Luke's Rehabilitation Medical Center Spokane not published $123.83 – $136.21
Swedish Medical Center - First Hill Campus Seattle not published $123.83 – $376.20
Providence Sacred Heart Medical Center and Children's Hospital Spokane not published $123.83 – $315.15
Swedish Medical Center Cherry Hill Seattle not published $123.83 – $302.82
Swedish Issaquah Issaquah not published $123.83 – $274.90
Providence Centralia Hospital Centralia not published $123.83 – $234.18
Swedish Edmonds Hospital Edmonds not published $123.83 – $403.76
Kadlec Regional Medical Center Richland not published $123.83 – $229.09

All Washington hospitals for this procedure →