Surgical pathology level 2 gross & microscopic examination at MultiCare Capital Medical Center
3900 Capital Mall DR SW, Olympia, WA · Multicare · · NPI 1841258639
$90.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$225.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$16.51 with Community Health Plan of Washington vs $212.92 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Community Health Plan of Washington | Apple Health | $16.51 | ↓ -82% |
| Molina | Apple Health | $16.82 | ↓ -81% |
| United Healthcare | Apple Health | $16.82 | ↓ -81% |
| Coordinated Care | Apple Health | $16.82 | ↓ -81% |
| WellPoint | Apple Health | $24.47 | ↓ -73% |
| SCAN | MedAdvantage | $42.39 | ↓ -53% |
| Aetna | MedAdvantage | $43.66 | ↓ -51% |
| Regence | MedAdvantage | $43.66 | ↓ -51% |
| United Healthcare | MedAdvantage | $44.08 | ↓ -51% |
| WellCare | MedAdvantage | $44.51 | ↓ -51% |
| Community Health Plan of Washington | MedAdvantage | $46.63 | ↓ -48% |
| Premera | HMO | $46.75 | ↓ -48% |
| Regence | RealValue | $69.86 | ↓ -22% |
| Community Health Plan of Washington | Cascade Care | $71.46 | ↓ -21% |
| Uniform Medical | All Commercial Plans | $74.37 | ↓ -17% |
| Regence | MCC/AHN | $77.63 | ↓ -14% |
| Regence | Blue High Performance | $77.63 | ↓ -14% |
| Regence | Commercial | $77.63 | ↓ -14% |
| Ambetter | Coordinated Care Exchange | $78.42 | ↓ -13% |
| First Choice | MHS Employee MCC/PPO | $89.05 | ↓ -1% |
| Premera | Signature | $105.40 | ↑ +17% |
| Premera | Other Commercial Plans | $105.40 | ↑ +17% |
| Premera | Prime | $105.40 | ↑ +17% |
| Kaiser | PPO | $116.06 | ↑ +29% |
| First Choice | PPO | $145.99 | ↑ +62% |
| First Choice | MCC Wellfound Employee | $145.99 | ↑ +62% |
| Multiplan/PHCS | All Commercial Plans | $164.25 | ↑ +83% |
| Aetna | All Commercial Plans | $186.75 | ↑ +108% |
| First Health | All Commercial Plans | $191.25 | ↑ +113% |
| Cigna | All Commercial Plans | $193.23 | ↑ +115% |
| United Healthcare | All Commercial Plans | $212.92 | ↑ +137% |
Visitor-reported prices
Comments
Surgical pathology level 2 gross & microscopic examination at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Providence St Peter Hospital | Olympia | $76.96 | $36.51 – $140.25 |
| Providence St Joseph Hospital | Chewelah | $128.10 | not published |
| Swedish Medical Center - First Hill Campus | Seattle | $96.48 | $43.25 – $131.40 |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | $270.20 | $41.62 – $105.93 |
| Swedish Medical Center Cherry Hill | Seattle | $96.48 | $43.25 – $104.60 |
| Swedish Issaquah | Issaquah | $96.48 | $43.37 – $108.05 |
| Central Medical Center | Seattle | $122.40 | $133.00 – $133.00 |
| Providence Centralia Hospital | Centralia | $76.96 | $43.25 – $143.23 |