St analysis behavior qualitative voice/resonance at MultiCare Capital Medical Center
3900 Capital Mall DR SW, Olympia, WA · Multicare · · NPI 1841258639
$188.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$472.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$68.48 with Community Health Plan of Washington vs $401.20 with First Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Community Health Plan of Washington | Apple Health | $68.48 | ↓ -64% |
| Molina | Apple Health | $69.75 | ↓ -63% |
| United Healthcare | Apple Health | $69.75 | ↓ -63% |
| Coordinated Care | Apple Health | $69.75 | ↓ -63% |
| WellPoint | Apple Health | $101.46 | ↓ -46% |
| United Healthcare | All Commercial Plans | $101.64 | ↓ -46% |
| SCAN | MedAdvantage | $109.91 | ↓ -42% |
| Aetna | MedAdvantage | $113.20 | ↓ -40% |
| Regence | MedAdvantage | $113.20 | ↓ -40% |
| United Healthcare | MedAdvantage | $114.30 | ↓ -39% |
| WellCare | MedAdvantage | $115.40 | ↓ -39% |
| Community Health Plan of Washington | MedAdvantage | $120.90 | ↓ -36% |
| Regence | RealValue | $127.15 | ↓ -33% |
| First Choice | MHS Employee MCC/PPO | $140.89 | ↓ -25% |
| Regence | Commercial | $141.28 | ↓ -25% |
| Regence | MCC/AHN | $141.28 | ↓ -25% |
| Regence | Blue High Performance | $141.28 | ↓ -25% |
| Uniform Medical | All Commercial Plans | $164.28 | ↓ -13% |
| Cigna | All Commercial Plans | $166.10 | ↓ -12% |
| Premera | HMO | $178.62 | ↓ -5% |
| Community Health Plan of Washington | Cascade Care | $185.30 | ↓ -2% |
| Premera | Signature | $202.43 | ↑ +7% |
| Premera | Prime | $202.43 | ↑ +7% |
| Premera | Other Commercial Plans | $202.43 | ↑ +7% |
| Ambetter | Coordinated Care Exchange | $203.33 | ↑ +8% |
| First Choice | MCC Wellfound Employee | $230.97 | ↑ +22% |
| First Choice | PPO | $230.97 | ↑ +22% |
| Multiplan/PHCS | All Commercial Plans | $344.56 | ↑ +83% |
| Aetna | All Commercial Plans | $391.76 | ↑ +108% |
| First Health | All Commercial Plans | $401.20 | ↑ +113% |
| Kaiser | PPO | not published by hospital | — |
Visitor-reported prices
Comments
St analysis behavior qualitative voice/resonance at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Providence St Peter Hospital | Olympia | $262.60 | $98.13 – $400.48 |
| Providence St Luke's Rehabilitation Medical Center | Spokane | $110.88 | $122.66 – $134.93 |
| Providence St Joseph Hospital | Chewelah | $104.30 | not published |
| Swedish Medical Center - First Hill Campus | Seattle | $269.28 | $98.13 – $372.64 |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | $412.30 | $122.66 – $312.17 |
| Swedish Medical Center Cherry Hill | Seattle | $269.28 | $98.13 – $287.02 |
| Swedish Issaquah | Issaquah | $269.28 | $98.13 – $272.31 |
| Providence Centralia Hospital | Centralia | $262.60 | $122.66 – $226.92 |