So cap design without jnts cf at MultiCare Capital Medical Center
3900 Capital Mall DR SW, Olympia, WA · Multicare · · NPI 1841258639
$489.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,224.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$847.61 with Regence vs $6,577.14 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Regence | RealValue | $847.61 | ↑ +73% |
| Multiplan/PHCS | All Commercial Plans | $893.52 | ↑ +83% |
| Regence | Commercial | $941.79 | ↑ +92% |
| Uniform Medical | All Commercial Plans | $941.79 | ↑ +92% |
| Regence | MCC/AHN | $941.79 | ↑ +92% |
| Regence | Blue High Performance | $941.79 | ↑ +92% |
| SCAN | MedAdvantage | $964.01 | ↑ +97% |
| Regence | MedAdvantage | $992.93 | ↑ +103% |
| Aetna | MedAdvantage | $992.93 | ↑ +103% |
| United Healthcare | MedAdvantage | $1,002.57 | ↑ +105% |
| WellCare | MedAdvantage | $1,012.21 | ↑ +107% |
| First Health | All Commercial Plans | $1,040.40 | ↑ +113% |
| Community Health Plan of Washington | MedAdvantage | $1,060.41 | ↑ +117% |
| United Healthcare | All Commercial Plans | $1,180.42 | ↑ +141% |
| First Choice | MHS Employee MCC/PPO | $1,222.85 | ↑ +150% |
| Cigna | All Commercial Plans | $1,350.15 | ↑ +176% |
| Premera | HMO | $1,468.67 | ↑ +200% |
| Community Health Plan of Washington | Cascade Care | $1,625.31 | ↑ +232% |
| Premera | Other Commercial Plans | $1,742.31 | ↑ +256% |
| Premera | Signature | $1,742.31 | ↑ +256% |
| Premera | Prime | $1,742.31 | ↑ +256% |
| Ambetter | Coordinated Care Exchange | $1,783.41 | ↑ +264% |
| First Choice | PPO | $2,004.68 | ↑ +309% |
| First Choice | MCC Wellfound Employee | $2,004.68 | ↑ +309% |
| Aetna | All Commercial Plans | $6,577.14 | ↑ +1243% |
| United Healthcare | Apple Health | not published by hospital | — |
| Community Health Plan of Washington | Apple Health | not published by hospital | — |
| Kaiser | PPO | not published by hospital | — |
| Coordinated Care | Apple Health | not published by hospital | — |
| WellPoint | Apple Health | not published by hospital | — |
| Molina | Apple Health | not published by hospital | — |
Visitor-reported prices
Comments
So cap design without jnts cf at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Providence St Peter Hospital | Olympia | not published | $836.13 – $3,211.72 |
| Providence St Joseph Hospital | Chewelah | $856.10 | not published |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | $924.70 | $983.68 – $2,503.47 |
| Providence Holy Family Hospital | Spokane | $944.30 | not published |
| MultiCare Valley Hospital | Spokane Valley | $489.60 | $941.79 – $4,084.74 |
| MultiCare Auburn Medical Center | Auburn | $489.60 | $824.07 – $4,249.97 |
| MultiCare Good Samaritan Hospital | Puyallup | $489.60 | $824.07 – $4,249.97 |
| MultiCare Covington Medical Center | Covington | $489.60 | $824.07 – $4,249.97 |