Skin Biopsy at MultiCare Capital Medical Center
3900 Capital Mall DR SW, Olympia, WA · Multicare · · NPI 1841258639
$523.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,308.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$332.70 with Community Health Plan of Washington vs $2,317.58 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Community Health Plan of Washington | Apple Health | $332.70 | ↓ -36% |
| Premera | HMO | $338.30 | ↓ -35% |
| Molina | Apple Health | $338.87 | ↓ -35% |
| United Healthcare | Apple Health | $338.87 | ↓ -35% |
| Coordinated Care | Apple Health | $338.87 | ↓ -35% |
| SCAN | MedAdvantage | $461.33 | ↓ -12% |
| Regence | RealValue | $469.74 | ↓ -10% |
| Regence | MedAdvantage | $475.17 | ↓ -9% |
| Aetna | MedAdvantage | $475.17 | ↓ -9% |
| United Healthcare | MedAdvantage | $479.78 | ↓ -8% |
| WellCare | MedAdvantage | $484.39 | ↓ -7% |
| WellPoint | Apple Health | $492.90 | ↓ -6% |
| Uniform Medical | All Commercial Plans | $500.05 | ↓ -4% |
| Community Health Plan of Washington | MedAdvantage | $507.46 | ↓ -3% |
| Regence | MCC/AHN | $521.93 | ↓ -0% |
| Regence | Commercial | $521.93 | ↓ -0% |
| Regence | Blue High Performance | $521.93 | ↓ -0% |
| Premera | Signature | $526.12 | ↑ +1% |
| Premera | Prime | $526.12 | ↑ +1% |
| Premera | Other Commercial Plans | $526.12 | ↑ +1% |
| Aetna | All Commercial Plans | $645.12 | ↑ +23% |
| First Choice | MHS Employee MCC/PPO | $660.83 | ↑ +26% |
| Community Health Plan of Washington | Cascade Care | $777.79 | ↑ +49% |
| Kaiser | PPO | $839.70 | ↑ +60% |
| Ambetter | Coordinated Care Exchange | $853.45 | ↑ +63% |
| Multiplan/PHCS | All Commercial Plans | $954.84 | ↑ +83% |
| First Choice | PPO | $1,083.33 | ↑ +107% |
| First Choice | MCC Wellfound Employee | $1,083.33 | ↑ +107% |
| First Health | All Commercial Plans | $1,111.80 | ↑ +113% |
| Cigna | All Commercial Plans | $2,103.18 | ↑ +302% |
| United Healthcare | All Commercial Plans | $2,317.58 | ↑ +343% |
Visitor-reported prices
Comments
Skin Biopsy at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Providence St Peter Hospital | Olympia | $539.24 | $397.40 – $1,526.47 |
| Providence St Joseph Hospital | Chewelah | $269.50 | not published |
| Swedish Medical Center - First Hill Campus | Seattle | $617.76 | $470.74 – $1,430.11 |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | $590.80 | $402.13 – $1,152.88 |
| Swedish Medical Center Cherry Hill | Seattle | $617.76 | $470.74 – $1,101.53 |
| Swedish Issaquah | Issaquah | $617.76 | $442.69 – $1,047.98 |
| Providence Centralia Hospital | Centralia | $539.24 | $470.74 – $1,022.17 |
| Providence Mount Carmel Hospital | Colville | $296.80 | not published |