Pre-plan 3d model w/ccta at MultiCare Capital Medical Center
3900 Capital Mall DR SW, Olympia, WA · Multicare · · NPI 1841258639
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$974.52 with SCAN vs $4,442.88 with Cigna — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| SCAN | MedAdvantage | $974.52 | — |
| Regence | MedAdvantage | $1,003.76 | — |
| Aetna | MedAdvantage | $1,003.76 | — |
| United Healthcare | MedAdvantage | $1,013.50 | — |
| WellCare | MedAdvantage | $1,023.25 | — |
| Community Health Plan of Washington | MedAdvantage | $1,071.98 | — |
| Community Health Plan of Washington | Cascade Care | $1,643.05 | — |
| Premera | HMO | $1,750.42 | — |
| Ambetter | Coordinated Care Exchange | $1,802.87 | — |
| Regence | RealValue | $2,453.17 | — |
| Uniform Medical | All Commercial Plans | $2,611.49 | — |
| Regence | Commercial | $2,725.75 | — |
| Regence | Blue High Performance | $2,725.75 | — |
| Regence | MCC/AHN | $2,725.75 | — |
| Premera | Other Commercial Plans | $2,747.70 | — |
| Premera | Signature | $2,747.70 | — |
| Premera | Prime | $2,747.70 | — |
| Aetna | All Commercial Plans | $3,303.11 | — |
| Cigna | All Commercial Plans | $4,442.88 | — |
Visitor-reported prices
Comments
Pre-plan 3d model w/ccta at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Providence St Peter Hospital | Olympia | not published | $839.48 – $3,797.92 |
| Virginia Mason Medical Center | Seattle | $1,732.98 | $775.76 – $3,303.07 |
| Providence St Luke's Rehabilitation Medical Center | Spokane | not published | $956.93 – $1,052.63 |
| Swedish Medical Center - First Hill Campus | Seattle | not published | $994.41 – $3,021.02 |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | not published | $956.93 – $2,435.39 |
| Swedish Medical Center Cherry Hill | Seattle | not published | $994.41 – $2,326.92 |
| Swedish Issaquah | Issaquah | not published | $997.20 – $2,213.79 |
| Providence Centralia Hospital | Centralia | not published | $994.41 – $4,883.04 |