Pet image w/ct lmtd at MultiCare Capital Medical Center
3900 Capital Mall DR SW, Olympia, WA · Multicare · · NPI 1841258639
$3,958.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$9,895.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$977.63 with Community Health Plan of Washington vs $9,163.62 with First Choice — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Community Health Plan of Washington | Apple Health | $977.63 | ↓ -75% |
| Molina | Apple Health | $995.73 | ↓ -75% |
| United Healthcare | Apple Health | $995.73 | ↓ -75% |
| Coordinated Care | Apple Health | $995.73 | ↓ -75% |
| WellPoint | Apple Health | $1,448.34 | ↓ -63% |
| SCAN | MedAdvantage | $1,622.75 | ↓ -59% |
| Aetna | MedAdvantage | $1,671.43 | ↓ -58% |
| Regence | MedAdvantage | $1,671.43 | ↓ -58% |
| United Healthcare | MedAdvantage | $1,687.66 | ↓ -57% |
| WellCare | MedAdvantage | $1,703.89 | ↓ -57% |
| Community Health Plan of Washington | MedAdvantage | $1,785.02 | ↓ -55% |
| Community Health Plan of Washington | Cascade Care | $2,735.95 | ↓ -31% |
| Premera | HMO | $2,790.06 | ↓ -30% |
| Ambetter | Coordinated Care Exchange | $3,002.08 | ↓ -24% |
| Regence | RealValue | $3,670.72 | ↓ -7% |
| Uniform Medical | All Commercial Plans | $3,907.61 | ↓ -1% |
| Regence | Commercial | $4,078.58 | ↑ +3% |
| Regence | MCC/AHN | $4,078.58 | ↑ +3% |
| Regence | Blue High Performance | $4,078.58 | ↑ +3% |
| Premera | Signature | $4,111.42 | ↑ +4% |
| Premera | Other Commercial Plans | $4,111.42 | ↑ +4% |
| Premera | Prime | $4,111.42 | ↑ +4% |
| Aetna | All Commercial Plans | $4,735.53 | ↑ +20% |
| First Choice | MHS Employee MCC/PPO | $5,589.81 | ↑ +41% |
| Kaiser | PPO | $6,925.48 | ↑ +75% |
| Multiplan/PHCS | All Commercial Plans | $7,223.35 | ↑ +83% |
| Cigna | All Commercial Plans | $7,398.18 | ↑ +87% |
| United Healthcare | All Commercial Plans | $8,152.33 | ↑ +106% |
| First Health | All Commercial Plans | $8,410.75 | ↑ +113% |
| First Choice | MCC Wellfound Employee | $9,163.62 | ↑ +132% |
| First Choice | PPO | $9,163.62 | ↑ +132% |
Visitor-reported prices
Comments
Pet image w/ct lmtd at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Providence St Peter Hospital | Olympia | not published | $1,397.87 – $8,081.30 |
| Swedish Medical Center - First Hill Campus | Seattle | $5,427.36 | $1,655.87 – $6,782.52 |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | $13,110.30 | $1,593.45 – $5,195.12 |
| Swedish Medical Center Cherry Hill | Seattle | $5,427.36 | $1,655.87 – $6,566.06 |
| Swedish Issaquah | Issaquah | $5,427.36 | $369.60 – $6,782.52 |
| Central Medical Center | Seattle | $4,480.00 | $1,459.00 – $1,459.00 |
| Providence Mount Carmel Hospital | Colville | $2,261.70 | not published |
| Providence St Mary Medical Center | Walla Walla | $5,890.50 | $1,386.26 – $2,947.89 |