Ot evaluation moderate complexity patient/family at MultiCare Capital Medical Center
3900 Capital Mall DR SW, Olympia, WA · Multicare · · NPI 1841258639
$234.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$585.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$63.85 with Community Health Plan of Washington vs $497.25 with First Health — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Community Health Plan of Washington | Apple Health | $63.85 | ↓ -73% |
| Molina | Apple Health | $65.03 | ↓ -72% |
| United Healthcare | Apple Health | $65.03 | ↓ -72% |
| Coordinated Care | Apple Health | $65.03 | ↓ -72% |
| United Healthcare | All Commercial Plans | $91.58 | ↓ -61% |
| WellPoint | Apple Health | $94.59 | ↓ -60% |
| SCAN | MedAdvantage | $101.64 | ↓ -57% |
| Regence | MedAdvantage | $104.68 | ↓ -55% |
| Aetna | MedAdvantage | $104.68 | ↓ -55% |
| United Healthcare | MedAdvantage | $105.70 | ↓ -55% |
| WellCare | MedAdvantage | $106.72 | ↓ -54% |
| Community Health Plan of Washington | MedAdvantage | $111.80 | ↓ -52% |
| Regence | RealValue | $117.48 | ↓ -50% |
| Regence | Commercial | $130.54 | ↓ -44% |
| Regence | Blue High Performance | $130.54 | ↓ -44% |
| Regence | MCC/AHN | $130.54 | ↓ -44% |
| First Choice | MHS Employee MCC/PPO | $141.44 | ↓ -40% |
| Uniform Medical | All Commercial Plans | $151.79 | ↓ -35% |
| Cigna | All Commercial Plans | $158.82 | ↓ -32% |
| Premera | HMO | $164.50 | ↓ -30% |
| Community Health Plan of Washington | Cascade Care | $171.36 | ↓ -27% |
| Premera | Prime | $187.87 | ↓ -20% |
| Premera | Signature | $187.87 | ↓ -20% |
| Premera | Other Commercial Plans | $187.87 | ↓ -20% |
| Ambetter | Coordinated Care Exchange | $188.03 | ↓ -20% |
| First Choice | PPO | $231.88 | ↓ -1% |
| First Choice | MCC Wellfound Employee | $231.88 | ↓ -1% |
| Multiplan/PHCS | All Commercial Plans | $427.05 | ↑ +83% |
| Aetna | All Commercial Plans | $485.55 | ↑ +108% |
| First Health | All Commercial Plans | $497.25 | ↑ +113% |
| Kaiser | PPO | not published by hospital | — |
Visitor-reported prices
Comments
Ot evaluation moderate complexity patient/family at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Providence St Peter Hospital | Olympia | $175.24 | $91.30 – $372.60 |
| Providence St Luke's Rehabilitation Medical Center | Spokane | $304.30 | $114.12 – $125.53 |
| Providence St Joseph Hospital | Chewelah | $187.60 | not published |
| Swedish Medical Center - First Hill Campus | Seattle | $290.40 | $91.30 – $346.70 |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | $364.70 | $114.12 – $290.44 |
| Swedish Medical Center Cherry Hill | Seattle | $290.40 | $91.30 – $278.25 |
| Swedish Issaquah | Issaquah | $290.40 | $91.30 – $253.35 |
| Central Medical Center | Seattle | $312.80 | not published |