Ortho hnd/fngr w/jnt cstm w/fit&adj at MultiCare Capital Medical Center
3900 Capital Mall DR SW, Olympia, WA · Multicare · · NPI 1841258639
$178.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$447.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$302.15 with Regence vs $2,344.58 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Regence | RealValue | $302.15 | ↑ +69% |
| Multiplan/PHCS | All Commercial Plans | $326.31 | ↑ +83% |
| Regence | Commercial | $335.72 | ↑ +88% |
| Uniform Medical | All Commercial Plans | $335.72 | ↑ +88% |
| Regence | MCC/AHN | $335.72 | ↑ +88% |
| Regence | Blue High Performance | $335.72 | ↑ +88% |
| SCAN | MedAdvantage | $343.65 | ↑ +92% |
| Regence | MedAdvantage | $353.96 | ↑ +98% |
| Aetna | MedAdvantage | $353.96 | ↑ +98% |
| United Healthcare | MedAdvantage | $357.39 | ↑ +100% |
| WellCare | MedAdvantage | $360.83 | ↑ +102% |
| Community Health Plan of Washington | MedAdvantage | $378.01 | ↑ +111% |
| First Health | All Commercial Plans | $379.95 | ↑ +113% |
| United Healthcare | All Commercial Plans | $420.79 | ↑ +135% |
| First Choice | MHS Employee MCC/PPO | $435.91 | ↑ +144% |
| Cigna | All Commercial Plans | $481.29 | ↑ +169% |
| Premera | HMO | $523.54 | ↑ +193% |
| Community Health Plan of Washington | Cascade Care | $579.39 | ↑ +224% |
| Premera | Other Commercial Plans | $621.08 | ↑ +247% |
| Premera | Signature | $621.08 | ↑ +247% |
| Premera | Prime | $621.08 | ↑ +247% |
| Ambetter | Coordinated Care Exchange | $635.75 | ↑ +256% |
| First Choice | PPO | $714.60 | ↑ +300% |
| First Choice | MCC Wellfound Employee | $714.60 | ↑ +300% |
| Aetna | All Commercial Plans | $2,344.58 | ↑ +1211% |
| United Healthcare | Apple Health | not published by hospital | — |
| Community Health Plan of Washington | Apple Health | not published by hospital | — |
| Kaiser | PPO | not published by hospital | — |
| Coordinated Care | Apple Health | not published by hospital | — |
| WellPoint | Apple Health | not published by hospital | — |
| Molina | Apple Health | not published by hospital | — |
Visitor-reported prices
Comments
Ortho hnd/fngr w/jnt cstm w/fit&adj at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Providence St Peter Hospital | Olympia | not published | $298.06 – $1,144.90 |
| Providence St Joseph Hospital | Chewelah | $443.10 | not published |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | $479.50 | $350.66 – $892.43 |
| Providence St Mary Medical Center | Walla Walla | $229.60 | not published |
| Kadlec Regional Medical Center | Richland | $287.70 | $350.66 – $648.72 |
| Providence Holy Family Hospital | Spokane | $488.60 | not published |
| St. Michael Medical Center | Silverdale | $166.36 | $237.46 – $1,542.14 |
| St. Anne Hospital | Burien | $115.10 | $162.08 – $1,096.80 |