Nr lnr acclrtr tx max 5 sessions at MultiCare Capital Medical Center
3900 Capital Mall DR SW, Olympia, WA · Multicare · · NPI 1841258639
$5,088.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$12,722.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,076.63 with Community Health Plan of Washington vs $11,229.66 with First Choice — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Community Health Plan of Washington | Apple Health | $1,076.63 | ↓ -79% |
| Molina | Apple Health | $1,096.57 | ↓ -78% |
| United Healthcare | Apple Health | $1,096.57 | ↓ -78% |
| Coordinated Care | Apple Health | $1,096.57 | ↓ -78% |
| WellPoint | Apple Health | $1,595.01 | ↓ -69% |
| SCAN | MedAdvantage | $2,029.13 | ↓ -60% |
| Aetna | MedAdvantage | $2,090.01 | ↓ -59% |
| Regence | MedAdvantage | $2,090.01 | ↓ -59% |
| United Healthcare | MedAdvantage | $2,110.30 | ↓ -59% |
| WellCare | MedAdvantage | $2,130.59 | ↓ -58% |
| Community Health Plan of Washington | MedAdvantage | $2,232.05 | ↓ -56% |
| Premera | HMO | $3,311.04 | ↓ -35% |
| Community Health Plan of Washington | Cascade Care | $3,421.12 | ↓ -33% |
| Ambetter | Coordinated Care Exchange | $3,753.90 | ↓ -26% |
| Regence | RealValue | $4,186.68 | ↓ -18% |
| Uniform Medical | All Commercial Plans | $4,456.86 | ↓ -12% |
| Regence | Commercial | $4,651.87 | ↓ -9% |
| Regence | MCC/AHN | $4,651.87 | ↓ -9% |
| Regence | Blue High Performance | $4,651.87 | ↓ -9% |
| Premera | Signature | $4,689.33 | ↓ -8% |
| Premera | Other Commercial Plans | $4,689.33 | ↓ -8% |
| Premera | Prime | $4,689.33 | ↓ -8% |
| First Choice | MHS Employee MCC/PPO | $6,850.09 | ↑ +35% |
| Kaiser | PPO | $8,218.64 | ↑ +62% |
| Aetna | All Commercial Plans | $8,763.69 | ↑ +72% |
| Cigna | All Commercial Plans | $9,250.92 | ↑ +82% |
| Multiplan/PHCS | All Commercial Plans | $9,271.73 | ↑ +82% |
| United Healthcare | All Commercial Plans | $10,193.93 | ↑ +100% |
| First Health | All Commercial Plans | $10,795.85 | ↑ +112% |
| First Choice | MCC Wellfound Employee | $11,229.66 | ↑ +121% |
| First Choice | PPO | $11,229.66 | ↑ +121% |
Visitor-reported prices
Comments
Nr lnr acclrtr tx max 5 sessions at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Providence St Peter Hospital | Olympia | not published | $1,747.95 – $9,903.32 |
| Swedish Medical Center - First Hill Campus | Seattle | $7,979.52 | $2,070.55 – $8,311.72 |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | $3,822.00 | $1,992.51 – $6,366.42 |
| Swedish Medical Center Cherry Hill | Seattle | $7,979.52 | $2,070.55 – $8,046.45 |
| Swedish Issaquah | Issaquah | $7,979.52 | $2,076.35 – $8,311.72 |
| Central Medical Center | Seattle | $8,080.00 | $1,756.00 – $1,756.00 |
| Providence Centralia Hospital | Centralia | $6,619.60 | $2,070.55 – $11,017.44 |
| Providence St Mary Medical Center | Walla Walla | $6,590.50 | $1,581.11 – $3,686.14 |