Microalbumin urine screen at MultiCare Capital Medical Center

3900 Capital Mall DR SW, Olympia, WA · Multicare · · NPI 1841258639

Source: hospital's published price file ↗ · Published Aug 27, 2026 · Ingested Sep 17, 2026

$10.00

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$25.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.06 with Community Health Plan of Washington vs $36.32 with Aetna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Community Health Plan of Washington Apple Health $2.06 ↓ -79%
Molina Apple Health $2.09 ↓ -79%
United Healthcare Apple Health $2.09 ↓ -79%
Coordinated Care Apple Health $2.09 ↓ -79%
WellPoint Apple Health $3.04 ↓ -70%
SCAN MedAdvantage $6.11 ↓ -39%
Premera HMO $6.23 ↓ -38%
Aetna MedAdvantage $6.29 ↓ -37%
Regence MedAdvantage $6.29 ↓ -37%
United Healthcare MedAdvantage $6.35 ↓ -37%
WellCare MedAdvantage $6.41 ↓ -36%
Regence RealValue $6.45 ↓ -36%
Community Health Plan of Washington MedAdvantage $6.72 ↓ -33%
Kaiser PPO $6.85 ↓ -32%
Regence Commercial $7.16 ↓ -28%
Uniform Medical All Commercial Plans $7.16 ↓ -28%
Regence MCC/AHN $7.16 ↓ -28%
Regence Blue High Performance $7.16 ↓ -28%
United Healthcare All Commercial Plans $7.48 ↓ -25%
Cigna All Commercial Plans $7.48 ↓ -25%
Premera Signature $7.79 ↓ -22%
Premera Prime $7.79 ↓ -22%
Premera Other Commercial Plans $7.79 ↓ -22%
First Choice MHS Employee MCC/PPO $9.50 ↓ -5%
Community Health Plan of Washington Cascade Care $10.29 ↑ +3%
Ambetter Coordinated Care Exchange $11.29 ↑ +13%
First Choice PPO $15.58 ↑ +56%
First Choice MCC Wellfound Employee $15.58 ↑ +56%
Multiplan/PHCS All Commercial Plans $18.25 ↑ +83%
First Health All Commercial Plans $21.25 ↑ +113%
Aetna All Commercial Plans $36.32 ↑ +263%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Microalbumin urine screen at other Washington hospitals

Hospital City Cash price Negotiated range
Providence St Peter Hospital Olympia not published $5.30 – $34.89
Central Medical Center Seattle $23.20 $5.00 – $5.00
MultiCare Auburn Medical Center Auburn $12.40 $1.91 – $12.21
MultiCare Good Samaritan Hospital Puyallup $12.40 $1.95 – $12.21
MultiCare Covington Medical Center Covington $12.40 $1.91 – $12.21
MultiCare Mary Bridge Children's Hospital Tacoma $12.40 $1.95 – $7.16
MultiCare Allenmore Hospital Tacoma $12.40 $1.95 – $12.21
Providence St Luke's Rehabilitation Medical Center Spokane not published $6.23 – $6.85

All Washington hospitals for this procedure →