Lev 1 hosp type b ed visit at MultiCare Capital Medical Center
3900 Capital Mall DR SW, Olympia, WA · Multicare · · NPI 1841258639
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$84.35 with SCAN vs $384.56 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| SCAN | MedAdvantage | $84.35 | — |
| Regence | MedAdvantage | $86.88 | — |
| Aetna | MedAdvantage | $86.88 | — |
| United Healthcare | MedAdvantage | $87.73 | — |
| WellCare | MedAdvantage | $88.57 | — |
| Community Health Plan of Washington | MedAdvantage | $92.79 | — |
| Premera | HMO | $114.59 | — |
| First Choice | MHS Employee MCC/PPO | $137.01 | — |
| Community Health Plan of Washington | Cascade Care | $142.22 | — |
| Ambetter | Coordinated Care Exchange | $156.05 | — |
| Regence | RealValue | $176.00 | — |
| Uniform Medical | All Commercial Plans | $187.36 | — |
| Regence | Blue High Performance | $195.56 | — |
| Regence | Commercial | $195.56 | — |
| Regence | MCC/AHN | $195.56 | — |
| Premera | Other Commercial Plans | $197.13 | — |
| Premera | Signature | $197.13 | — |
| Premera | Prime | $197.13 | — |
| First Choice | PPO | $224.60 | — |
| First Choice | MCC Wellfound Employee | $224.60 | — |
| Aetna | All Commercial Plans | $272.94 | — |
| Cigna | All Commercial Plans | $384.56 | — |
Visitor-reported prices
Comments
Lev 1 hosp type b ed visit at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Providence St Peter Hospital | Olympia | not published | $72.66 – $369.94 |
| Providence St Joseph Hospital | Chewelah | $101.50 | not published |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | $139.30 | $82.83 – $218.00 |
| Providence St Mary Medical Center | Walla Walla | $283.50 | $66.47 – $153.23 |
| Kadlec Regional Medical Center | Richland | $267.40 | $82.83 – $258.29 |
| Providence Holy Family Hospital | Spokane | $151.20 | $82.83 – $217.43 |
| St. Michael Medical Center | Silverdale | $254.68 | $288.29 – $519.34 |
| St. Anne Hospital | Burien | $176.21 | $227.83 – $519.34 |