Insulin tolerance panel at MultiCare Capital Medical Center

3900 Capital Mall DR SW, Olympia, WA · Multicare · · NPI 1841258639

Source: hospital's published price file ↗ · Published Aug 27, 2026 · Ingested Sep 17, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$24.17 with Community Health Plan of Washington vs $1,661.72 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Community Health Plan of Washington Apple Health $24.17
United Healthcare Apple Health $24.62
Molina Apple Health $24.62
Coordinated Care Apple Health $24.62
WellPoint Apple Health $35.81
SCAN MedAdvantage $279.33
Premera HMO $285.03
Regence MedAdvantage $287.71
Aetna MedAdvantage $287.71
United Healthcare MedAdvantage $290.50
WellCare MedAdvantage $293.30
Regence RealValue $295.01
Community Health Plan of Washington MedAdvantage $307.26
Kaiser PPO $313.53
Uniform Medical All Commercial Plans $327.78
Regence MCC/AHN $327.78
Regence Commercial $327.78
Regence Blue High Performance $327.78
Cigna All Commercial Plans $342.04
Premera Signature $356.29
Premera Other Commercial Plans $356.29
Premera Prime $356.29
First Choice MHS Employee MCC/PPO $434.67
Community Health Plan of Washington Cascade Care $470.95
Ambetter Coordinated Care Exchange $516.76
First Choice PPO $712.58
First Choice MCC Wellfound Employee $712.58
Aetna All Commercial Plans $1,661.72

Visitor-reported prices

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Insulin tolerance panel at other Washington hospitals

Hospital City Cash price Negotiated range
Providence St Peter Hospital Olympia not published $242.28 – $1,596.17
Central Medical Center Seattle $1,281.60 $215.00 – $215.00
Virginia Mason Medical Center Seattle $431.97 $199.52 – $890.92
Providence St Luke's Rehabilitation Medical Center Spokane not published $285.03 – $313.53
Swedish Medical Center - First Hill Campus Seattle not published $256.53 – $1,339.64
Providence Sacred Heart Medical Center and Children's Hospital Spokane not published $285.03 – $1,026.11
Swedish Medical Center Cherry Hill Seattle not published $256.53 – $1,296.89
Swedish Issaquah Issaquah not published $256.53 – $1,339.64

All Washington hospitals for this procedure →