Ins/rplcmt prq eltrd ra pn 1 at MultiCare Capital Medical Center

3900 Capital Mall DR SW, Olympia, WA · Multicare · · NPI 1841258639

Source: hospital's published price file ↗ · Published Aug 27, 2026 · Ingested Sep 17, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$12,645.06 with SCAN vs $60,414.94 with Kaiser — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
SCAN MedAdvantage $12,645.06
Regence MedAdvantage $13,024.42
Aetna MedAdvantage $13,024.42
United Healthcare MedAdvantage $13,150.87
WellCare MedAdvantage $13,277.32
Community Health Plan of Washington MedAdvantage $13,909.57
Community Health Plan of Washington Cascade Care $21,319.58
Premera HMO $22,391.29
Ambetter Coordinated Care Exchange $23,393.37
Regence RealValue $31,961.70
Uniform Medical All Commercial Plans $34,024.32
Regence Commercial $35,513.00
Regence Blue High Performance $35,513.00
Regence MCC/AHN $35,513.00
Premera Signature $35,798.99
Premera Other Commercial Plans $35,798.99
Premera Prime $35,798.99
Aetna All Commercial Plans $40,486.66
Cigna All Commercial Plans $57,649.32
Kaiser PPO $60,414.94

Visitor-reported prices

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Ins/rplcmt prq eltrd ra pn 1 at other Washington hospitals

Hospital City Cash price Negotiated range
Providence St Peter Hospital Olympia not published $3,484.00 – $41,841.02
Virginia Mason Medical Center Seattle $18,222.30 $2,157.27 – $38,483.67
Swedish Medical Center - First Hill Campus Seattle not published $7,277.00 – $39,199.70
Providence Sacred Heart Medical Center and Children's Hospital Spokane not published $5,419.00 – $31,600.76
Swedish Medical Center Cherry Hill Seattle not published $7,277.00 – $30,193.32
Swedish Issaquah Issaquah not published $7,277.00 – $28,725.31
Central Medical Center Seattle not published not published
Providence Centralia Hospital Centralia not published $9,574.57 – $23,870.78

All Washington hospitals for this procedure →