Ins picad w subq port 5yr> at MultiCare Capital Medical Center
3900 Capital Mall DR SW, Olympia, WA · Multicare · · NPI 1841258639
$3,500.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$8,751.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$839.72 with Community Health Plan of Washington vs $18,001.22 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Community Health Plan of Washington | Apple Health | $839.72 | ↓ -76% |
| Coordinated Care | Apple Health | $855.28 | ↓ -76% |
| United Healthcare | Apple Health | $855.28 | ↓ -76% |
| Molina | Apple Health | $855.28 | ↓ -76% |
| WellPoint | Apple Health | $1,244.04 | ↓ -64% |
| Multiplan/PHCS | All Commercial Plans | $2,582.01 | ↓ -26% |
| First Health | All Commercial Plans | $3,006.45 | ↓ -14% |
| SCAN | MedAdvantage | $3,583.20 | ↑ +2% |
| Aetna | MedAdvantage | $3,690.70 | ↑ +5% |
| Regence | MedAdvantage | $3,690.70 | ↑ +5% |
| United Healthcare | MedAdvantage | $3,726.53 | ↑ +6% |
| WellCare | MedAdvantage | $3,762.36 | ↑ +7% |
| Community Health Plan of Washington | MedAdvantage | $3,941.52 | ↑ +13% |
| Premera | HMO | $5,231.86 | ↑ +49% |
| First Choice | MHS Employee MCC/PPO | $5,781.44 | ↑ +65% |
| Community Health Plan of Washington | Cascade Care | $6,041.28 | ↑ +73% |
| Ambetter | Coordinated Care Exchange | $6,628.93 | ↑ +89% |
| Regence | RealValue | $7,478.88 | ↑ +114% |
| Uniform Medical | All Commercial Plans | $7,961.52 | ↑ +127% |
| Regence | Commercial | $8,309.87 | ↑ +137% |
| Regence | MCC/AHN | $8,309.87 | ↑ +137% |
| Regence | Blue High Performance | $8,309.87 | ↑ +137% |
| Premera | Other Commercial Plans | $8,376.79 | ↑ +139% |
| Premera | Prime | $8,376.79 | ↑ +139% |
| Premera | Signature | $8,376.79 | ↑ +139% |
| First Choice | PPO | $9,477.78 | ↑ +171% |
| First Choice | MCC Wellfound Employee | $9,477.78 | ↑ +171% |
| Aetna | All Commercial Plans | $10,218.80 | ↑ +192% |
| Kaiser | PPO | $13,852.21 | ↑ +296% |
| Cigna | All Commercial Plans | $16,335.97 | ↑ +367% |
| United Healthcare | All Commercial Plans | $18,001.22 | ↑ +414% |
Visitor-reported prices
Comments
Ins picad w subq port 5yr> at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Providence St Peter Hospital | Olympia | not published | $3,086.66 – $13,025.02 |
| Swedish Medical Center - First Hill Campus | Seattle | $8,367.36 | $3,656.33 – $13,496.13 |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | $5,551.70 | $3,518.52 – $8,954.64 |
| Swedish Medical Center Cherry Hill | Seattle | $8,367.36 | $3,656.33 – $12,997.30 |
| Swedish Issaquah | Issaquah | $8,367.36 | $3,666.59 – $13,496.13 |
| Central Medical Center | Seattle | $7,280.00 | not published |
| Kadlec Regional Medical Center | Richland | $5,972.40 | $531.25 – $10,281.45 |
| Providence Holy Family Hospital | Spokane | $7,202.30 | $3,518.52 – $12,776.00 |