Ins mark thor for right perq at MultiCare Capital Medical Center

3900 Capital Mall DR SW, Olympia, WA · Multicare · · NPI 1841258639

Source: hospital's published price file ↗ · Published Aug 27, 2026 · Ingested Sep 17, 2026

$3,647.60

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$9,119.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,307.44 with Community Health Plan of Washington vs $7,907.91 with First Choice — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Community Health Plan of Washington Apple Health $1,307.44 ↓ -64%
Molina Apple Health $1,331.65 ↓ -63%
United Healthcare Apple Health $1,331.65 ↓ -63%
Coordinated Care Apple Health $1,331.65 ↓ -63%
SCAN MedAdvantage $1,570.75 ↓ -57%
Aetna MedAdvantage $1,617.88 ↓ -56%
Regence MedAdvantage $1,617.88 ↓ -56%
United Healthcare MedAdvantage $1,633.58 ↓ -55%
WellCare MedAdvantage $1,649.29 ↓ -55%
Community Health Plan of Washington MedAdvantage $1,727.83 ↓ -53%
WellPoint Apple Health $1,936.94 ↓ -47%
Premera HMO $2,511.54 ↓ -31%
Community Health Plan of Washington Cascade Care $2,648.29 ↓ -27%
Ambetter Coordinated Care Exchange $2,905.89 ↓ -20%
Regence RealValue $3,251.12 ↓ -11%
Uniform Medical All Commercial Plans $3,460.93 ↓ -5%
Regence Commercial $3,612.36 ↓ -1%
Regence MCC/AHN $3,612.36 ↓ -1%
Regence Blue High Performance $3,612.36 ↓ -1%
Premera Prime $3,641.45 ↓ -0%
Premera Signature $3,641.45 ↓ -0%
Premera Other Commercial Plans $3,641.45 ↓ -0%
Aetna All Commercial Plans $4,442.26 ↑ +22%
First Choice MHS Employee MCC/PPO $4,823.82 ↑ +32%
Kaiser PPO $6,234.12 ↑ +71%
Multiplan/PHCS All Commercial Plans $6,656.87 ↑ +83%
Cigna All Commercial Plans $7,161.11 ↑ +96%
First Health All Commercial Plans $7,751.15 ↑ +113%
United Healthcare All Commercial Plans $7,891.10 ↑ +116%
First Choice MCC Wellfound Employee $7,907.91 ↑ +117%
First Choice PPO $7,907.91 ↑ +117%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ins mark thor for right perq at other Washington hospitals

Hospital City Cash price Negotiated range
Providence St Peter Hospital Olympia not published $1,353.08 – $8,319.00
Swedish Medical Center - First Hill Campus Seattle $5,800.32 $1,602.81 – $5,853.10
Providence Sacred Heart Medical Center and Children's Hospital Spokane $4,055.10 $1,542.40 – $4,483.22
Swedish Medical Center Cherry Hill Seattle $5,800.32 $1,602.81 – $5,666.30
Swedish Issaquah Issaquah $5,800.32 $1,607.31 – $5,853.10
Providence St Mary Medical Center Walla Walla $712.60 $1,227.80 – $2,853.44
Kadlec Regional Medical Center Richland $814.10 $294.32 – $4,869.28
Providence Regional Medical Center Everett - Colby Campus Everett $1,932.32 $1,576.25 – $12,868.00

All Washington hospitals for this procedure →