Ins mark thor for right perq at MultiCare Capital Medical Center
3900 Capital Mall DR SW, Olympia, WA · Multicare · · NPI 1841258639
$3,647.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$9,119.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,307.44 with Community Health Plan of Washington vs $7,907.91 with First Choice — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Community Health Plan of Washington | Apple Health | $1,307.44 | ↓ -64% |
| Molina | Apple Health | $1,331.65 | ↓ -63% |
| United Healthcare | Apple Health | $1,331.65 | ↓ -63% |
| Coordinated Care | Apple Health | $1,331.65 | ↓ -63% |
| SCAN | MedAdvantage | $1,570.75 | ↓ -57% |
| Aetna | MedAdvantage | $1,617.88 | ↓ -56% |
| Regence | MedAdvantage | $1,617.88 | ↓ -56% |
| United Healthcare | MedAdvantage | $1,633.58 | ↓ -55% |
| WellCare | MedAdvantage | $1,649.29 | ↓ -55% |
| Community Health Plan of Washington | MedAdvantage | $1,727.83 | ↓ -53% |
| WellPoint | Apple Health | $1,936.94 | ↓ -47% |
| Premera | HMO | $2,511.54 | ↓ -31% |
| Community Health Plan of Washington | Cascade Care | $2,648.29 | ↓ -27% |
| Ambetter | Coordinated Care Exchange | $2,905.89 | ↓ -20% |
| Regence | RealValue | $3,251.12 | ↓ -11% |
| Uniform Medical | All Commercial Plans | $3,460.93 | ↓ -5% |
| Regence | Commercial | $3,612.36 | ↓ -1% |
| Regence | MCC/AHN | $3,612.36 | ↓ -1% |
| Regence | Blue High Performance | $3,612.36 | ↓ -1% |
| Premera | Prime | $3,641.45 | ↓ -0% |
| Premera | Signature | $3,641.45 | ↓ -0% |
| Premera | Other Commercial Plans | $3,641.45 | ↓ -0% |
| Aetna | All Commercial Plans | $4,442.26 | ↑ +22% |
| First Choice | MHS Employee MCC/PPO | $4,823.82 | ↑ +32% |
| Kaiser | PPO | $6,234.12 | ↑ +71% |
| Multiplan/PHCS | All Commercial Plans | $6,656.87 | ↑ +83% |
| Cigna | All Commercial Plans | $7,161.11 | ↑ +96% |
| First Health | All Commercial Plans | $7,751.15 | ↑ +113% |
| United Healthcare | All Commercial Plans | $7,891.10 | ↑ +116% |
| First Choice | MCC Wellfound Employee | $7,907.91 | ↑ +117% |
| First Choice | PPO | $7,907.91 | ↑ +117% |
Visitor-reported prices
Comments
Ins mark thor for right perq at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Providence St Peter Hospital | Olympia | not published | $1,353.08 – $8,319.00 |
| Swedish Medical Center - First Hill Campus | Seattle | $5,800.32 | $1,602.81 – $5,853.10 |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | $4,055.10 | $1,542.40 – $4,483.22 |
| Swedish Medical Center Cherry Hill | Seattle | $5,800.32 | $1,602.81 – $5,666.30 |
| Swedish Issaquah | Issaquah | $5,800.32 | $1,607.31 – $5,853.10 |
| Providence St Mary Medical Center | Walla Walla | $712.60 | $1,227.80 – $2,853.44 |
| Kadlec Regional Medical Center | Richland | $814.10 | $294.32 – $4,869.28 |
| Providence Regional Medical Center Everett - Colby Campus | Everett | $1,932.32 | $1,576.25 – $12,868.00 |