Hrdtry brst ca-rlatd do 5+ at MultiCare Capital Medical Center
3900 Capital Mall DR SW, Olympia, WA · Multicare · · NPI 1841258639
$1,251.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,129.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$679.05 with Premera vs $2,659.65 with First Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Premera | HMO | $679.05 | ↓ -46% |
| Regence | RealValue | $702.82 | ↓ -44% |
| Regence | Blue High Performance | $780.91 | ↓ -38% |
| Regence | MCC/AHN | $780.91 | ↓ -38% |
| Uniform Medical | All Commercial Plans | $780.91 | ↓ -38% |
| Regence | Commercial | $780.91 | ↓ -38% |
| Premera | Signature | $848.81 | ↓ -32% |
| Premera | Other Commercial Plans | $848.81 | ↓ -32% |
| Premera | Prime | $848.81 | ↓ -32% |
| First Choice | MHS Employee MCC/PPO | $1,035.55 | ↓ -17% |
| SCAN | MedAdvantage | $1,277.87 | ↑ +2% |
| Aetna | MedAdvantage | $1,316.21 | ↑ +5% |
| Regence | MedAdvantage | $1,316.21 | ↑ +5% |
| United Healthcare | MedAdvantage | $1,328.99 | ↑ +6% |
| WellCare | MedAdvantage | $1,341.76 | ↑ +7% |
| Community Health Plan of Washington | MedAdvantage | $1,405.66 | ↑ +12% |
| Kaiser | PPO | $1,434.35 | ↑ +15% |
| United Healthcare | All Commercial Plans | $1,564.74 | ↑ +25% |
| Cigna | All Commercial Plans | $1,564.74 | ↑ +25% |
| First Choice | PPO | $1,697.63 | ↑ +36% |
| First Choice | MCC Wellfound Employee | $1,697.63 | ↑ +36% |
| Community Health Plan of Washington | Cascade Care | $2,154.49 | ↑ +72% |
| Multiplan/PHCS | All Commercial Plans | $2,284.17 | ↑ +83% |
| Ambetter | Coordinated Care Exchange | $2,364.06 | ↑ +89% |
| Aetna | All Commercial Plans | $2,597.07 | ↑ +108% |
| First Health | All Commercial Plans | $2,659.65 | ↑ +113% |
| Molina | Apple Health | not published by hospital | — |
| Coordinated Care | Apple Health | not published by hospital | — |
| Community Health Plan of Washington | Apple Health | not published by hospital | — |
| United Healthcare | Apple Health | not published by hospital | — |
| WellPoint | Apple Health | not published by hospital | — |
Visitor-reported prices
Comments
Hrdtry brst ca-rlatd do 5+ at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Providence St Peter Hospital | Olympia | not published | $1,108.36 – $4,257.40 |
| MultiCare Valley Hospital | Spokane Valley | $415.60 | $679.05 – $2,364.06 |
| MultiCare Yakima Memorial Hospital | Yakima | $1,251.60 | $702.82 – $2,185.16 |
| MultiCare Auburn Medical Center | Auburn | $1,564.40 | $679.05 – $2,555.74 |
| MultiCare Good Samaritan Hospital | Puyallup | $1,564.40 | $679.05 – $2,555.74 |
| Virginia Mason Medical Center | Seattle | $1,269.90 | $679.05 – $4,075.76 |
| MultiCare Covington Medical Center | Covington | $1,564.40 | $679.05 – $2,555.74 |
| MultiCare Mary Bridge Children's Hospital | Tacoma | $1,564.40 | $679.05 – $1,405.66 |