Hdr rdncl ntrstl/icav brchtx at MultiCare Capital Medical Center
3900 Capital Mall DR SW, Olympia, WA · Multicare · · NPI 1841258639
$2,160.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,400.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$363.56 with Community Health Plan of Washington vs $4,702.30 with First Choice — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Community Health Plan of Washington | Apple Health | $363.56 | ↓ -83% |
| Molina | Apple Health | $370.29 | ↓ -83% |
| United Healthcare | Apple Health | $370.29 | ↓ -83% |
| Coordinated Care | Apple Health | $370.29 | ↓ -83% |
| WellPoint | Apple Health | $538.61 | ↓ -75% |
| SCAN | MedAdvantage | $790.38 | ↓ -63% |
| Aetna | MedAdvantage | $814.09 | ↓ -62% |
| Regence | MedAdvantage | $814.09 | ↓ -62% |
| United Healthcare | MedAdvantage | $822.00 | ↓ -62% |
| WellCare | MedAdvantage | $829.90 | ↓ -62% |
| Community Health Plan of Washington | MedAdvantage | $869.42 | ↓ -60% |
| Community Health Plan of Washington | Cascade Care | $1,332.58 | ↓ -38% |
| Premera | HMO | $1,352.03 | ↓ -37% |
| Ambetter | Coordinated Care Exchange | $1,462.20 | ↓ -32% |
| Regence | RealValue | $1,682.26 | ↓ -22% |
| Uniform Medical | All Commercial Plans | $1,790.83 | ↓ -17% |
| Regence | Commercial | $1,869.18 | ↓ -13% |
| Regence | MCC/AHN | $1,869.18 | ↓ -13% |
| Regence | Blue High Performance | $1,869.18 | ↓ -13% |
| Premera | Signature | $1,884.22 | ↓ -13% |
| Premera | Other Commercial Plans | $1,884.22 | ↓ -13% |
| Premera | Prime | $1,884.22 | ↓ -13% |
| Aetna | All Commercial Plans | $2,252.54 | ↑ +4% |
| First Choice | MHS Employee MCC/PPO | $2,868.40 | ↑ +33% |
| Kaiser | PPO | $3,356.00 | ↑ +55% |
| Cigna | All Commercial Plans | $3,603.35 | ↑ +67% |
| Multiplan/PHCS | All Commercial Plans | $3,942.00 | ↑ +83% |
| United Healthcare | All Commercial Plans | $3,970.67 | ↑ +84% |
| First Health | All Commercial Plans | $4,590.00 | ↑ +113% |
| First Choice | MCC Wellfound Employee | $4,702.30 | ↑ +118% |
| First Choice | PPO | $4,702.30 | ↑ +118% |
Visitor-reported prices
Comments
Hdr rdncl ntrstl/icav brchtx at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Providence St Peter Hospital | Olympia | not published | $680.85 – $4,146.91 |
| Swedish Medical Center - First Hill Campus | Seattle | $3,297.60 | $806.51 – $3,480.44 |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | $1,850.10 | $776.11 – $2,665.87 |
| Swedish Medical Center Cherry Hill | Seattle | $3,297.60 | $806.51 – $3,369.37 |
| Swedish Issaquah | Issaquah | $3,297.60 | $808.77 – $3,480.44 |
| Central Medical Center | Seattle | $2,385.60 | $694.00 – $694.00 |
| Providence St Mary Medical Center | Walla Walla | $2,292.50 | $635.31 – $1,435.81 |
| Kadlec Regional Medical Center | Richland | $497.00 | $583.46 – $2,895.43 |