Exc benign tal 0.5 < cm 11400 at MultiCare Capital Medical Center

3900 Capital Mall DR SW, Olympia, WA · Multicare · · NPI 1841258639

Source: hospital's published price file ↗ · Published Aug 27, 2026 · Ingested Sep 17, 2026

$515.20

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,288.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$332.70 with Community Health Plan of Washington vs $4,037.14 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Community Health Plan of Washington Apple Health $332.70 ↓ -35%
Molina Apple Health $338.87 ↓ -34%
United Healthcare Apple Health $338.87 ↓ -34%
Coordinated Care Apple Health $338.87 ↓ -34%
WellPoint Apple Health $492.90 ↓ -4%
SCAN MedAdvantage $803.61 ↑ +56%
Aetna MedAdvantage $827.72 ↑ +61%
Regence MedAdvantage $827.72 ↑ +61%
United Healthcare MedAdvantage $835.75 ↑ +62%
WellCare MedAdvantage $843.79 ↑ +64%
Community Health Plan of Washington MedAdvantage $883.97 ↑ +72%
Multiplan/PHCS All Commercial Plans $940.24 ↑ +83%
First Health All Commercial Plans $1,094.80 ↑ +113%
Premera HMO $1,215.75 ↑ +136%
Community Health Plan of Washington Cascade Care $1,354.89 ↑ +163%
Ambetter Coordinated Care Exchange $1,486.68 ↑ +189%
Regence RealValue $1,650.82 ↑ +220%
Uniform Medical All Commercial Plans $1,757.35 ↑ +241%
Regence Blue High Performance $1,834.24 ↑ +256%
Regence MCC/AHN $1,834.24 ↑ +256%
Regence Commercial $1,834.24 ↑ +256%
Premera Signature $1,849.01 ↑ +259%
Premera Other Commercial Plans $1,849.01 ↑ +259%
Premera Prime $1,849.01 ↑ +259%
Aetna All Commercial Plans $2,284.30 ↑ +343%
First Choice MHS Employee MCC/PPO $2,307.06 ↑ +348%
Kaiser PPO $3,017.71 ↑ +486%
Cigna All Commercial Plans $3,663.67 ↑ +611%
First Choice MCC Wellfound Employee $3,782.06 ↑ +634%
First Choice PPO $3,782.06 ↑ +634%
United Healthcare All Commercial Plans $4,037.14 ↑ +684%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Exc benign tal 0.5 < cm 11400 at other Washington hospitals

Hospital City Cash price Negotiated range
Providence St Peter Hospital Olympia $1,499.16 $692.25 – $3,870.00
Providence St Joseph Hospital Chewelah $970.90 not published
Swedish Medical Center - First Hill Campus Seattle $1,899.84 $820.01 – $2,867.05
Providence Sacred Heart Medical Center and Children's Hospital Spokane $1,536.50 $789.10 – $2,008.27
Swedish Medical Center Cherry Hill Seattle $1,899.84 $820.01 – $2,775.55
Swedish Issaquah Issaquah $1,899.84 $822.31 – $2,867.05
Central Medical Center Seattle $1,680.00 not published
Providence Centralia Hospital Centralia $1,499.16 $820.01 – $3,568.56

All Washington hospitals for this procedure →