ER Visit (level 4) at MultiCare Capital Medical Center
3900 Capital Mall DR SW, Olympia, WA · Multicare · · NPI 1841258639
$1,378.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,446.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$473.52 with SCAN vs $2,378.89 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| SCAN | MedAdvantage | $473.52 | ↓ -66% |
| Regence | MedAdvantage | $487.73 | ↓ -65% |
| Aetna | MedAdvantage | $487.73 | ↓ -65% |
| United Healthcare | MedAdvantage | $492.46 | ↓ -64% |
| WellCare | MedAdvantage | $497.20 | ↓ -64% |
| Community Health Plan of Washington | MedAdvantage | $520.87 | ↓ -62% |
| Premera | HMO | $714.90 | ↓ -48% |
| First Choice | MHS Employee MCC/PPO | $729.61 | ↓ -47% |
| Community Health Plan of Washington | Cascade Care | $798.36 | ↓ -42% |
| Ambetter | Coordinated Care Exchange | $876.02 | ↓ -36% |
| Regence | RealValue | $1,039.21 | ↓ -25% |
| Uniform Medical | All Commercial Plans | $1,106.27 | ↓ -20% |
| Regence | MCC/AHN | $1,154.68 | ↓ -16% |
| Regence | Commercial | $1,154.68 | ↓ -16% |
| Regence | Blue High Performance | $1,154.68 | ↓ -16% |
| Premera | Prime | $1,163.98 | ↓ -16% |
| Premera | Signature | $1,163.98 | ↓ -16% |
| Premera | Other Commercial Plans | $1,163.98 | ↓ -16% |
| First Choice | MCC Wellfound Employee | $1,196.09 | ↓ -13% |
| First Choice | PPO | $1,196.09 | ↓ -13% |
| Multiplan/PHCS | All Commercial Plans | $2,012.61 | ↑ +46% |
| Cigna | All Commercial Plans | $2,268.32 | ↑ +65% |
| Aetna | All Commercial Plans | $2,288.31 | ↑ +66% |
| First Health | All Commercial Plans | $2,343.45 | ↑ +70% |
| United Healthcare | All Commercial Plans | $2,378.89 | ↑ +73% |
| Community Health Plan of Washington | Apple Health | not published by hospital | — |
| Coordinated Care | Apple Health | not published by hospital | — |
| Kaiser | PPO | not published by hospital | — |
| Molina | Apple Health | not published by hospital | — |
| United Healthcare | Apple Health | not published by hospital | — |
| WellPoint | Apple Health | not published by hospital | — |
Visitor-reported prices
Comments
ER Visit (level 4) at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Providence St Peter Hospital | Olympia | $1,394.32 | $407.90 – $1,970.02 |
| Providence St Joseph Hospital | Chewelah | $620.90 | not published |
| Swedish Medical Center - First Hill Campus | Seattle | $909.12 | $483.19 – $1,713.22 |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | $1,078.70 | $464.97 – $1,183.36 |
| Swedish Medical Center Cherry Hill | Seattle | $909.12 | $483.19 – $1,649.90 |
| Swedish Issaquah | Issaquah | $909.12 | $484.54 – $1,713.22 |
| Central Medical Center | Seattle | $1,888.80 | $809.00 – $809.00 |
| Providence Centralia Hospital | Centralia | $1,394.32 | $483.19 – $2,191.65 |