Cryopreserve stem cells at MultiCare Capital Medical Center

3900 Capital Mall DR SW, Olympia, WA · Multicare · · NPI 1841258639

Source: hospital's published price file ↗ · Published Aug 27, 2026 · Ingested Sep 17, 2026

$1,133.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,834.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$500.66 with SCAN vs $2,515.20 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
SCAN MedAdvantage $500.66 ↓ -56%
Aetna MedAdvantage $515.68 ↓ -55%
Regence MedAdvantage $515.68 ↓ -55%
United Healthcare MedAdvantage $520.68 ↓ -54%
WellCare MedAdvantage $525.69 ↓ -54%
Community Health Plan of Washington MedAdvantage $550.72 ↓ -51%
Premera HMO $763.86 ↓ -33%
Community Health Plan of Washington Cascade Care $844.11 ↓ -26%
Ambetter Coordinated Care Exchange $926.22 ↓ -18%
Regence RealValue $1,018.55 ↓ -10%
Uniform Medical All Commercial Plans $1,084.28 ↓ -4%
Regence Commercial $1,131.72 ↓ -0%
Regence MCC/AHN $1,131.72 ↓ -0%
Regence Blue High Performance $1,131.72 ↓ -0%
Premera Prime $1,140.84 ↑ +1%
Premera Signature $1,140.84 ↑ +1%
Premera Other Commercial Plans $1,140.84 ↑ +1%
Community Health Plan of Washington Apple Health $1,277.78 ↑ +13%
Coordinated Care Apple Health $1,301.44 ↑ +15%
Molina Apple Health $1,301.44 ↑ +15%
United Healthcare Apple Health $1,301.44 ↑ +15%
Aetna All Commercial Plans $1,419.36 ↑ +25%
First Choice MHS Employee MCC/PPO $1,503.07 ↑ +33%
WellPoint Apple Health $1,893.01 ↑ +67%
Kaiser PPO $1,896.04 ↑ +67%
Multiplan/PHCS All Commercial Plans $2,068.82 ↑ +83%
Cigna All Commercial Plans $2,282.52 ↑ +101%
First Health All Commercial Plans $2,408.90 ↑ +113%
First Choice MCC Wellfound Employee $2,464.05 ↑ +117%
First Choice PPO $2,464.05 ↑ +117%
United Healthcare All Commercial Plans $2,515.20 ↑ +122%

Visitor-reported prices

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Cryopreserve stem cells at other Washington hospitals

Hospital City Cash price Negotiated range
Providence St Peter Hospital Olympia not published $431.28 – $3,870.00
Swedish Medical Center - First Hill Campus Seattle $1,738.08 $510.88 – $1,823.79
Providence Sacred Heart Medical Center and Children's Hospital Spokane $1,155.00 $491.62 – $1,396.94
Swedish Medical Center Cherry Hill Seattle $1,738.08 $510.88 – $1,765.58
Swedish Issaquah Issaquah $1,738.08 $512.31 – $1,823.79
MultiCare Valley Hospital Spokane Valley $855.60 $496.24 – $1,814.49
St. Michael Medical Center Silverdale $2,457.13 $1,921.73 – $4,772.00
St. Anne Hospital Burien $1,700.02 $1,319.29 – $4,772.00

All Washington hospitals for this procedure →