Consultation pathology during surgery frozen section first tissue block at MultiCare Capital Medical Center

3900 Capital Mall DR SW, Olympia, WA · Multicare · · NPI 1841258639

Source: hospital's published price file ↗ · Published Aug 27, 2026 · Ingested Sep 17, 2026

$182.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$456.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$27.50 with Community Health Plan of Washington vs $971.32 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Community Health Plan of Washington Apple Health $27.50 ↓ -85%
Molina Apple Health $28.01 ↓ -85%
United Healthcare Apple Health $28.01 ↓ -85%
Coordinated Care Apple Health $28.01 ↓ -85%
WellPoint Apple Health $40.74 ↓ -78%
SCAN MedAdvantage $193.34 ↑ +6%
Aetna MedAdvantage $199.14 ↑ +9%
Regence MedAdvantage $199.14 ↑ +9%
United Healthcare MedAdvantage $201.07 ↑ +10%
WellCare MedAdvantage $203.01 ↑ +11%
Community Health Plan of Washington MedAdvantage $212.67 ↑ +17%
Premera HMO $294.59 ↑ +62%
Community Health Plan of Washington Cascade Care $325.97 ↑ +79%
Multiplan/PHCS All Commercial Plans $332.88 ↑ +83%
Ambetter Coordinated Care Exchange $357.68 ↑ +96%
Aetna All Commercial Plans $378.48 ↑ +108%
First Health All Commercial Plans $387.60 ↑ +113%
Regence RealValue $400.76 ↑ +120%
Uniform Medical All Commercial Plans $426.62 ↑ +134%
Regence MCC/AHN $445.29 ↑ +144%
Regence Commercial $445.29 ↑ +144%
Regence Blue High Performance $445.29 ↑ +144%
Premera Other Commercial Plans $448.88 ↑ +146%
Premera Prime $448.88 ↑ +146%
Premera Signature $448.88 ↑ +146%
First Choice MHS Employee MCC/PPO $555.85 ↑ +205%
Kaiser PPO $731.21 ↑ +301%
Cigna All Commercial Plans $881.47 ↑ +383%
First Choice MCC Wellfound Employee $911.23 ↑ +400%
First Choice PPO $911.23 ↑ +400%
United Healthcare All Commercial Plans $971.32 ↑ +433%

Visitor-reported prices

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Consultation pathology during surgery frozen section first tissue block at other Washington hospitals

Hospital City Cash price Negotiated range
Providence St Peter Hospital Olympia $282.88 $92.37 – $803.60
Providence St Joseph Hospital Chewelah $88.20 not published
Swedish Medical Center - First Hill Campus Seattle $120.48 $79.17 – $674.45
Providence Sacred Heart Medical Center and Children's Hospital Spokane $357.70 $87.09 – $516.60
Swedish Medical Center Cherry Hill Seattle $120.48 $79.17 – $652.93
Swedish Issaquah Issaquah $120.48 $79.17 – $674.45
Central Medical Center Seattle $408.00 $425.00 – $425.00
Providence Centralia Hospital Centralia $282.88 $118.76 – $894.01

All Washington hospitals for this procedure →