Consultation pathology during surgery cytological exam initial site at MultiCare Capital Medical Center

3900 Capital Mall DR SW, Olympia, WA · Multicare · · NPI 1841258639

Source: hospital's published price file ↗ · Published Aug 27, 2026 · Ingested Sep 17, 2026

$508.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,270.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$27.50 with Community Health Plan of Washington vs $4,593.27 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Community Health Plan of Washington Apple Health $27.50 ↓ -95%
Molina Apple Health $28.01 ↓ -94%
United Healthcare Apple Health $28.01 ↓ -94%
Coordinated Care Apple Health $28.01 ↓ -94%
WellPoint Apple Health $40.74 ↓ -92%
SCAN MedAdvantage $914.31 ↑ +80%
Multiplan/PHCS All Commercial Plans $927.10 ↑ +83%
Aetna MedAdvantage $941.74 ↑ +85%
Regence MedAdvantage $941.74 ↑ +85%
United Healthcare MedAdvantage $950.88 ↑ +87%
WellCare MedAdvantage $960.02 ↑ +89%
Community Health Plan of Washington MedAdvantage $1,005.74 ↑ +98%
Aetna All Commercial Plans $1,054.10 ↑ +108%
First Health All Commercial Plans $1,079.50 ↑ +113%
Premera HMO $1,454.67 ↑ +186%
Community Health Plan of Washington Cascade Care $1,541.53 ↑ +203%
Ambetter Coordinated Care Exchange $1,691.47 ↑ +233%
Regence RealValue $2,017.57 ↑ +297%
Uniform Medical All Commercial Plans $2,147.77 ↑ +323%
Regence Commercial $2,241.74 ↑ +341%
Regence MCC/AHN $2,241.74 ↑ +341%
Regence Blue High Performance $2,241.74 ↑ +341%
Premera Signature $2,259.80 ↑ +345%
Premera Other Commercial Plans $2,259.80 ↑ +345%
Premera Prime $2,259.80 ↑ +345%
First Choice MHS Employee MCC/PPO $2,433.33 ↑ +379%
Kaiser PPO $3,610.77 ↑ +611%
First Choice PPO $3,989.07 ↑ +685%
First Choice MCC Wellfound Employee $3,989.07 ↑ +685%
Cigna All Commercial Plans $4,168.36 ↑ +721%
United Healthcare All Commercial Plans $4,593.27 ↑ +804%

Visitor-reported prices

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Consultation pathology during surgery cytological exam initial site at other Washington hospitals

Hospital City Cash price Negotiated range
Providence St Peter Hospital Olympia $1,237.08 $71.51 – $3,517.92
Providence St Joseph Hospital Chewelah $425.60 not published
Swedish Medical Center - First Hill Campus Seattle $77.28 $61.29 – $2,952.54
Providence Sacred Heart Medical Center and Children's Hospital Spokane $286.30 $67.42 – $2,284.91
Swedish Medical Center Cherry Hill Seattle $77.28 $61.29 – $2,858.31
Swedish Issaquah Issaquah $77.28 $61.29 – $2,952.54
Central Medical Center Seattle $1,939.20 $2,020.00 – $2,020.00
Providence Centralia Hospital Centralia $1,237.08 $91.94 – $3,913.69

All Washington hospitals for this procedure →