Chromosome analysis 45 at MultiCare Capital Medical Center

3900 Capital Mall DR SW, Olympia, WA · Multicare · · NPI 1841258639

Source: hospital's published price file ↗ · Published Aug 27, 2026 · Ingested Sep 17, 2026

$189.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$474.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$88.70 with Community Health Plan of Washington vs $876.19 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Community Health Plan of Washington Apple Health $88.70 ↓ -53%
Molina Apple Health $90.34 ↓ -52%
United Healthcare Apple Health $90.34 ↓ -52%
Coordinated Care Apple Health $90.34 ↓ -52%
WellPoint Apple Health $131.41 ↓ -31%
SCAN MedAdvantage $147.28 ↓ -22%
Premera HMO $150.29 ↓ -21%
Aetna MedAdvantage $151.70 ↓ -20%
Regence MedAdvantage $151.70 ↓ -20%
United Healthcare MedAdvantage $153.18 ↓ -19%
WellCare MedAdvantage $154.65 ↓ -18%
Regence RealValue $155.55 ↓ -18%
Community Health Plan of Washington MedAdvantage $162.01 ↓ -15%
Kaiser PPO $165.32 ↓ -13%
Regence Commercial $172.83 ↓ -9%
Uniform Medical All Commercial Plans $172.83 ↓ -9%
Regence MCC/AHN $172.83 ↓ -9%
Regence Blue High Performance $172.83 ↓ -9%
United Healthcare All Commercial Plans $180.35 ↓ -5%
Cigna All Commercial Plans $180.35 ↓ -5%
Premera Signature $187.86 ↓ -1%
Premera Prime $187.86 ↓ -1%
Premera Other Commercial Plans $187.86 ↓ -1%
First Choice MHS Employee MCC/PPO $229.19 ↑ +21%
Community Health Plan of Washington Cascade Care $248.32 ↑ +31%
Ambetter Coordinated Care Exchange $272.48 ↑ +44%
Multiplan/PHCS All Commercial Plans $346.02 ↑ +83%
First Choice PPO $375.73 ↑ +98%
First Choice MCC Wellfound Employee $375.73 ↑ +98%
First Health All Commercial Plans $402.90 ↑ +113%
Aetna All Commercial Plans $876.19 ↑ +362%

Visitor-reported prices

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Chromosome analysis 45 at other Washington hospitals

Hospital City Cash price Negotiated range
Providence St Peter Hospital Olympia not published $127.75 – $841.62
Providence St Joseph Hospital Chewelah $429.80 not published
Swedish Medical Center - First Hill Campus Seattle $825.60 $135.26 – $706.36
Providence Sacred Heart Medical Center and Children's Hospital Spokane $1,764.00 $150.29 – $541.04
Swedish Medical Center Cherry Hill Seattle $825.60 $135.26 – $683.82
Swedish Issaquah Issaquah $825.60 $135.26 – $706.36
Central Medical Center Seattle $676.00 $406.00 – $406.00
Providence Mount Carmel Hospital Colville $660.10 not published

All Washington hospitals for this procedure →