#cf-97variants at MultiCare Capital Medical Center
3900 Capital Mall DR SW, Olympia, WA · Multicare · · NPI 1841258639
$429.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,073.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$301.68 with Community Health Plan of Washington vs $1,391.50 with First Choice — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Community Health Plan of Washington | Apple Health | $301.68 | ↓ -30% |
| Molina | Apple Health | $307.26 | ↓ -28% |
| United Healthcare | Apple Health | $307.26 | ↓ -28% |
| Coordinated Care | Apple Health | $307.26 | ↓ -28% |
| WellPoint | Apple Health | $446.93 | ↑ +4% |
| SCAN | MedAdvantage | $545.47 | ↑ +27% |
| Premera | HMO | $556.60 | ↑ +30% |
| Aetna | MedAdvantage | $561.83 | ↑ +31% |
| Regence | MedAdvantage | $561.83 | ↑ +31% |
| United Healthcare | MedAdvantage | $567.29 | ↑ +32% |
| WellCare | MedAdvantage | $572.74 | ↑ +33% |
| Regence | RealValue | $576.08 | ↑ +34% |
| Community Health Plan of Washington | MedAdvantage | $600.01 | ↑ +40% |
| Kaiser | PPO | $612.26 | ↑ +43% |
| Regence | Blue High Performance | $640.09 | ↑ +49% |
| Regence | Commercial | $640.09 | ↑ +49% |
| Uniform Medical | All Commercial Plans | $640.09 | ↑ +49% |
| Regence | MCC/AHN | $640.09 | ↑ +49% |
| Cigna | All Commercial Plans | $667.92 | ↑ +56% |
| United Healthcare | All Commercial Plans | $667.92 | ↑ +56% |
| Premera | Signature | $695.75 | ↑ +62% |
| Premera | Other Commercial Plans | $695.75 | ↑ +62% |
| Premera | Prime | $695.75 | ↑ +62% |
| Multiplan/PHCS | All Commercial Plans | $783.29 | ↑ +83% |
| First Choice | MHS Employee MCC/PPO | $848.82 | ↑ +98% |
| Aetna | All Commercial Plans | $890.59 | ↑ +108% |
| First Health | All Commercial Plans | $912.05 | ↑ +113% |
| Community Health Plan of Washington | Cascade Care | $919.66 | ↑ +114% |
| Ambetter | Coordinated Care Exchange | $1,009.12 | ↑ +135% |
| First Choice | PPO | $1,391.50 | ↑ +224% |
| First Choice | MCC Wellfound Employee | $1,391.50 | ↑ +224% |
Visitor-reported prices
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#cf-97variants at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Providence St Peter Hospital | Olympia | not published | $473.11 – $1,817.30 |
| Providence St Joseph Hospital | Chewelah | $543.20 | not published |
| Swedish Medical Center - First Hill Campus | Seattle | $202.08 | $500.94 – $1,690.95 |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | $944.30 | $556.60 – $1,416.55 |
| Swedish Medical Center Cherry Hill | Seattle | $202.08 | $500.94 – $1,669.80 |
| Swedish Issaquah | Issaquah | $202.08 | $500.94 – $1,235.65 |
| Central Medical Center | Seattle | $1,732.00 | $344.00 – $344.00 |
| Providence Mount Carmel Hospital | Colville | $683.20 | not published |