Cardiac MRI w/stress img at MultiCare Capital Medical Center
3900 Capital Mall DR SW, Olympia, WA · Multicare · · NPI 1841258639
$1,475.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,688.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$190.14 with Community Health Plan of Washington vs $3,134.80 with First Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Community Health Plan of Washington | Apple Health | $190.14 | ↓ -87% |
| Molina | Apple Health | $193.66 | ↓ -87% |
| United Healthcare | Apple Health | $193.66 | ↓ -87% |
| Coordinated Care | Apple Health | $193.66 | ↓ -87% |
| WellPoint | Apple Health | $281.69 | ↓ -81% |
| SCAN | MedAdvantage | $620.09 | ↓ -58% |
| Aetna | MedAdvantage | $638.69 | ↓ -57% |
| Regence | MedAdvantage | $638.69 | ↓ -57% |
| United Healthcare | MedAdvantage | $644.89 | ↓ -56% |
| WellCare | MedAdvantage | $651.09 | ↓ -56% |
| Community Health Plan of Washington | MedAdvantage | $682.10 | ↓ -54% |
| Premera | HMO | $942.53 | ↓ -36% |
| Community Health Plan of Washington | Cascade Care | $1,045.47 | ↓ -29% |
| Ambetter | Coordinated Care Exchange | $1,147.16 | ↓ -22% |
| Regence | RealValue | $1,294.41 | ↓ -12% |
| Uniform Medical | All Commercial Plans | $1,377.94 | ↓ -7% |
| Regence | Commercial | $1,438.23 | ↓ -3% |
| Regence | MCC/AHN | $1,438.23 | ↓ -3% |
| Regence | Blue High Performance | $1,438.23 | ↓ -3% |
| Premera | Signature | $1,449.81 | ↓ -2% |
| Premera | Other Commercial Plans | $1,449.81 | ↓ -2% |
| Premera | Prime | $1,449.81 | ↓ -2% |
| Aetna | All Commercial Plans | $1,780.14 | ↑ +21% |
| First Choice | MHS Employee MCC/PPO | $1,865.40 | ↑ +26% |
| Kaiser | PPO | $2,339.55 | ↑ +59% |
| Multiplan/PHCS | All Commercial Plans | $2,692.24 | ↑ +83% |
| Cigna | All Commercial Plans | $2,827.02 | ↑ +92% |
| First Choice | MCC Wellfound Employee | $3,058.03 | ↑ +107% |
| First Choice | PPO | $3,058.03 | ↑ +107% |
| United Healthcare | All Commercial Plans | $3,115.20 | ↑ +111% |
| First Health | All Commercial Plans | $3,134.80 | ↑ +113% |
Visitor-reported prices
Comments
Cardiac MRI w/stress img at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Providence St Peter Hospital | Olympia | not published | $534.16 – $2,696.85 |
| Providence St Joseph Hospital | Chewelah | $1,041.60 | not published |
| Swedish Medical Center - First Hill Campus | Seattle | $2,000.64 | $632.74 – $2,263.43 |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | $1,851.50 | $608.89 – $1,733.69 |
| Swedish Medical Center Cherry Hill | Seattle | $2,000.64 | $632.74 – $2,191.19 |
| Swedish Issaquah | Issaquah | $2,000.64 | $634.52 – $2,263.43 |
| Providence Mount Carmel Hospital | Colville | $1,325.80 | not published |
| Providence St Mary Medical Center | Walla Walla | $2,305.80 | $488.84 – $1,126.45 |