Bx spinal cord pq ndl at MultiCare Capital Medical Center
3900 Capital Mall DR SW, Olympia, WA · Multicare · · NPI 1841258639
$2,278.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,697.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$638.70 with Community Health Plan of Washington vs $9,416.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Community Health Plan of Washington | Apple Health | $638.70 | ↓ -72% |
| Molina | Apple Health | $650.53 | ↓ -71% |
| United Healthcare | Apple Health | $650.53 | ↓ -71% |
| Coordinated Care | Apple Health | $650.53 | ↓ -71% |
| WellPoint | Apple Health | $946.22 | ↓ -58% |
| SCAN | MedAdvantage | $1,874.28 | ↓ -18% |
| Aetna | MedAdvantage | $1,930.51 | ↓ -15% |
| Regence | MedAdvantage | $1,930.51 | ↓ -15% |
| United Healthcare | MedAdvantage | $1,949.25 | ↓ -14% |
| WellCare | MedAdvantage | $1,968.00 | ↓ -14% |
| Community Health Plan of Washington | MedAdvantage | $2,061.71 | ↓ -10% |
| Premera | HMO | $2,809.17 | ↑ +23% |
| First Choice | MHS Employee MCC/PPO | $2,863.52 | ↑ +26% |
| Community Health Plan of Washington | Cascade Care | $3,160.04 | ↑ +39% |
| Ambetter | Coordinated Care Exchange | $3,467.42 | ↑ +52% |
| Regence | RealValue | $3,804.07 | ↑ +67% |
| Uniform Medical | All Commercial Plans | $4,049.56 | ↑ +78% |
| Multiplan/PHCS | All Commercial Plans | $4,158.81 | ↑ +83% |
| Regence | MCC/AHN | $4,226.74 | ↑ +85% |
| Regence | Commercial | $4,226.74 | ↑ +85% |
| Regence | Blue High Performance | $4,226.74 | ↑ +85% |
| Premera | Signature | $4,260.78 | ↑ +87% |
| Premera | Other Commercial Plans | $4,260.78 | ↑ +87% |
| Premera | Prime | $4,260.78 | ↑ +87% |
| First Choice | MCC Wellfound Employee | $4,694.29 | ↑ +106% |
| First Choice | PPO | $4,694.29 | ↑ +106% |
| First Health | All Commercial Plans | $4,842.45 | ↑ +113% |
| Aetna | All Commercial Plans | $5,260.33 | ↑ +131% |
| Kaiser | PPO | $6,972.91 | ↑ +206% |
| Cigna | All Commercial Plans | $8,544.95 | ↑ +275% |
| United Healthcare | All Commercial Plans | $9,416.00 | ↑ +313% |
Visitor-reported prices
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Bx spinal cord pq ndl at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Providence St Peter Hospital | Olympia | $3,112.72 | $1,614.55 – $6,451.22 |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | $2,170.00 | $1,840.45 – $4,683.94 |
| Kadlec Regional Medical Center | Richland | $4,115.30 | $436.59 – $5,092.35 |
| Providence Regional Medical Center Everett - Colby Campus | Everett | $1,458.08 | $1,880.84 – $5,987.00 |
| MultiCare Valley Hospital | Spokane Valley | $2,526.80 | $580.23 – $6,673.00 |
| St. Michael Medical Center | Silverdale | $1,301.54 | $1,857.87 – $7,067.38 |
| St. Anne Hospital | Burien | $900.50 | $1,268.07 – $2,654.10 |
| St. Anthony Hospital | Gig Harbor | $896.94 | $2,123.28 – $4,080.13 |