Brain MRI (with contrast) at MultiCare Capital Medical Center
3900 Capital Mall DR SW, Olympia, WA · Multicare · · NPI 1841258639
$2,479.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$6,198.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$333.17 with Community Health Plan of Washington vs $5,268.30 with First Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Community Health Plan of Washington | Apple Health | $333.17 | ↓ -87% |
| Molina | Apple Health | $339.34 | ↓ -86% |
| United Healthcare | Apple Health | $339.34 | ↓ -86% |
| Coordinated Care | Apple Health | $339.34 | ↓ -86% |
| SCAN | MedAdvantage | $395.91 | ↓ -84% |
| Aetna | MedAdvantage | $407.79 | ↓ -84% |
| Regence | MedAdvantage | $407.79 | ↓ -84% |
| United Healthcare | MedAdvantage | $411.75 | ↓ -83% |
| WellCare | MedAdvantage | $415.71 | ↓ -83% |
| Community Health Plan of Washington | MedAdvantage | $435.50 | ↓ -82% |
| WellPoint | Apple Health | $493.59 | ↓ -80% |
| Community Health Plan of Washington | Cascade Care | $667.51 | ↓ -73% |
| Premera | HMO | $690.19 | ↓ -72% |
| Ambetter | Coordinated Care Exchange | $732.44 | ↓ -70% |
| Regence | RealValue | $902.34 | ↓ -64% |
| Uniform Medical | All Commercial Plans | $960.57 | ↓ -61% |
| Regence | Commercial | $1,002.60 | ↓ -60% |
| Regence | MCC/AHN | $1,002.60 | ↓ -60% |
| Regence | Blue High Performance | $1,002.60 | ↓ -60% |
| Premera | Prime | $1,010.67 | ↓ -59% |
| Premera | Signature | $1,010.67 | ↓ -59% |
| Premera | Other Commercial Plans | $1,010.67 | ↓ -59% |
| Aetna | All Commercial Plans | $1,159.48 | ↓ -53% |
| First Choice | MHS Employee MCC/PPO | $1,479.10 | ↓ -40% |
| Kaiser | PPO | $1,713.20 | ↓ -31% |
| Cigna | All Commercial Plans | $1,804.96 | ↓ -27% |
| United Healthcare | All Commercial Plans | $1,988.96 | ↓ -20% |
| First Choice | MCC Wellfound Employee | $2,424.75 | ↓ -2% |
| First Choice | PPO | $2,424.75 | ↓ -2% |
| Multiplan/PHCS | All Commercial Plans | $4,524.54 | ↑ +83% |
| First Health | All Commercial Plans | $5,268.30 | ↑ +113% |
Visitor-reported prices
Comments
Brain MRI (with contrast) at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Providence St Peter Hospital | Olympia | $837.72 | $341.05 – $2,138.36 |
| Providence St Luke's Rehabilitation Medical Center | Spokane | $1,401.12 | $292.09 – $427.64 |
| Providence St Joseph Hospital | Chewelah | $2,273.60 | not published |
| Swedish Medical Center - First Hill Campus | Seattle | $1,271.04 | $403.99 – $1,794.70 |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | $2,592.80 | $388.77 – $1,374.66 |
| Swedish Medical Center Cherry Hill | Seattle | $1,271.04 | $403.99 – $1,737.42 |
| Swedish Issaquah | Issaquah | $1,271.04 | $405.13 – $1,794.70 |
| Central Medical Center | Seattle | $2,320.00 | $358.00 – $358.00 |