Biospy of bladder at MultiCare Capital Medical Center
3900 Capital Mall DR SW, Olympia, WA · Multicare · · NPI 1841258639
$1,265.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,164.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$283.54 with SCAN vs $2,689.40 with First Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| SCAN | MedAdvantage | $283.54 | ↓ -78% |
| Regence | MedAdvantage | $292.04 | ↓ -77% |
| Aetna | MedAdvantage | $292.04 | ↓ -77% |
| United Healthcare | MedAdvantage | $294.88 | ↓ -77% |
| WellCare | MedAdvantage | $297.71 | ↓ -76% |
| Community Health Plan of Washington | MedAdvantage | $311.89 | ↓ -75% |
| Premera | HMO | $402.52 | ↓ -68% |
| Community Health Plan of Washington | Cascade Care | $478.04 | ↓ -62% |
| Ambetter | Coordinated Care Exchange | $524.54 | ↓ -59% |
| Regence | RealValue | $579.89 | ↓ -54% |
| Uniform Medical | All Commercial Plans | $617.31 | ↓ -51% |
| Regence | Commercial | $644.32 | ↓ -49% |
| Regence | MCC/AHN | $644.32 | ↓ -49% |
| Regence | Blue High Performance | $644.32 | ↓ -49% |
| Premera | Other Commercial Plans | $649.50 | ↓ -49% |
| Premera | Signature | $649.50 | ↓ -49% |
| Premera | Prime | $649.50 | ↓ -49% |
| Aetna | All Commercial Plans | $789.61 | ↓ -38% |
| First Choice | MHS Employee MCC/PPO | $888.39 | ↓ -30% |
| Kaiser | PPO | $999.15 | ↓ -21% |
| Community Health Plan of Washington | Apple Health | $1,127.02 | ↓ -11% |
| Molina | Apple Health | $1,147.89 | ↓ -9% |
| United Healthcare | Apple Health | $1,147.89 | ↓ -9% |
| Coordinated Care | Apple Health | $1,147.89 | ↓ -9% |
| Cigna | All Commercial Plans | $1,292.64 | ↑ +2% |
| United Healthcare | All Commercial Plans | $1,424.41 | ↑ +13% |
| First Choice | MCC Wellfound Employee | $1,456.38 | ↑ +15% |
| First Choice | PPO | $1,456.38 | ↑ +15% |
| WellPoint | Apple Health | $1,669.66 | ↑ +32% |
| Multiplan/PHCS | All Commercial Plans | $2,309.72 | ↑ +83% |
| First Health | All Commercial Plans | $2,689.40 | ↑ +113% |
Visitor-reported prices
Comments
Biospy of bladder at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Providence St Peter Hospital | Olympia | $448.76 | $244.24 – $3,484.00 |
| Providence St Joseph Hospital | Chewelah | $413.70 | not published |
| Swedish Medical Center - First Hill Campus | Seattle | $1,773.12 | $289.32 – $1,104.03 |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | $212.10 | $278.42 – $728.19 |
| Swedish Medical Center Cherry Hill | Seattle | $1,773.12 | $289.32 – $1,068.80 |
| Swedish Issaquah | Issaquah | $1,773.12 | $290.13 – $1,104.03 |
| Providence Centralia Hospital | Centralia | $448.76 | $289.32 – $1,374.17 |
| Providence Mount Carmel Hospital | Colville | $497.70 | not published |