Biopsy skin incisional single lesion at MultiCare Capital Medical Center

3900 Capital Mall DR SW, Olympia, WA · Multicare · · NPI 1841258639

Source: hospital's published price file ↗ · Published Aug 27, 2026 · Ingested Sep 17, 2026

$715.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,788.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$332.70 with Community Health Plan of Washington vs $4,213.54 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Community Health Plan of Washington Apple Health $332.70 ↓ -53%
Molina Apple Health $338.87 ↓ -53%
United Healthcare Apple Health $338.87 ↓ -53%
Coordinated Care Apple Health $338.87 ↓ -53%
WellPoint Apple Health $492.90 ↓ -31%
SCAN MedAdvantage $838.72 ↑ +17%
Aetna MedAdvantage $863.88 ↑ +21%
Regence MedAdvantage $863.88 ↑ +21%
United Healthcare MedAdvantage $872.27 ↑ +22%
WellCare MedAdvantage $880.66 ↑ +23%
Community Health Plan of Washington MedAdvantage $922.59 ↑ +29%
Premera HMO $1,088.32 ↑ +52%
First Choice MHS Employee MCC/PPO $1,208.39 ↑ +69%
Multiplan/PHCS All Commercial Plans $1,305.24 ↑ +83%
Community Health Plan of Washington Cascade Care $1,414.08 ↑ +98%
Regence RealValue $1,473.61 ↑ +106%
First Health All Commercial Plans $1,519.80 ↑ +113%
Ambetter Coordinated Care Exchange $1,551.63 ↑ +117%
Uniform Medical All Commercial Plans $1,568.71 ↑ +119%
Regence Blue High Performance $1,637.34 ↑ +129%
Regence Commercial $1,637.34 ↑ +129%
Regence MCC/AHN $1,637.34 ↑ +129%
Premera Signature $1,650.53 ↑ +131%
Premera Other Commercial Plans $1,650.53 ↑ +131%
Premera Prime $1,650.53 ↑ +131%
First Choice MCC Wellfound Employee $1,980.96 ↑ +177%
First Choice PPO $1,980.96 ↑ +177%
Aetna All Commercial Plans $1,987.36 ↑ +178%
Kaiser PPO $2,701.42 ↑ +278%
Cigna All Commercial Plans $3,823.76 ↑ +435%
United Healthcare All Commercial Plans $4,213.54 ↑ +489%

Visitor-reported prices

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Biopsy skin incisional single lesion at other Washington hospitals

Hospital City Cash price Negotiated range
Providence St Peter Hospital Olympia $960.44 $722.49 – $3,870.00
Providence St Joseph Hospital Chewelah $868.70 not published
Swedish Medical Center - First Hill Campus Seattle $1,160.16 $855.84 – $2,600.04
Providence Sacred Heart Medical Center and Children's Hospital Spokane $1,375.50 $823.58 – $2,096.01
Swedish Medical Center Cherry Hill Seattle $1,160.16 $855.84 – $2,002.66
Swedish Issaquah Issaquah $1,160.16 $858.24 – $1,905.29
Providence Centralia Hospital Centralia $960.44 $855.84 – $1,869.13
Providence Mount Carmel Hospital Colville $1,016.40 not published

All Washington hospitals for this procedure →