Biopsy oocyte polar body at MultiCare Capital Medical Center

3900 Capital Mall DR SW, Olympia, WA · Multicare · · NPI 1841258639

Source: hospital's published price file ↗ · Published Aug 27, 2026 · Ingested Sep 17, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$193.34 with SCAN vs $911.23 with First Choice — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
SCAN MedAdvantage $193.34
Aetna MedAdvantage $199.14
Regence MedAdvantage $199.14
United Healthcare MedAdvantage $201.07
WellCare MedAdvantage $203.01
Community Health Plan of Washington MedAdvantage $212.67
Premera HMO $294.59
Community Health Plan of Washington Cascade Care $325.97
Ambetter Coordinated Care Exchange $357.68
Regence RealValue $400.76
Uniform Medical All Commercial Plans $426.62
Regence MCC/AHN $445.29
Regence Commercial $445.29
Regence Blue High Performance $445.29
Premera Other Commercial Plans $448.88
Premera Signature $448.88
Premera Prime $448.88
First Choice MHS Employee MCC/PPO $555.85
Kaiser PPO $731.21
Cigna All Commercial Plans $881.47
First Choice PPO $911.23
First Choice MCC Wellfound Employee $911.23

Visitor-reported prices

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Biopsy oocyte polar body at other Washington hospitals

Hospital City Cash price Negotiated range
Providence St Peter Hospital Olympia not published $166.55 – $803.60
Virginia Mason Medical Center Seattle $409.53 $465.77 – $465.77
Providence St Luke's Rehabilitation Medical Center Spokane not published $189.85 – $208.84
Swedish Medical Center - First Hill Campus Seattle not published $197.29 – $674.45
Providence Sacred Heart Medical Center and Children's Hospital Spokane not published $189.85 – $516.60
Swedish Medical Center Cherry Hill Seattle not published $197.29 – $652.93
Swedish Issaquah Issaquah not published $197.84 – $674.45
Providence Centralia Hospital Centralia not published $197.29 – $894.01

All Washington hospitals for this procedure →