Analysis nerve at MultiCare Capital Medical Center
3900 Capital Mall DR SW, Olympia, WA · Multicare · · NPI 1841258639
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$16.51 with Community Health Plan of Washington vs $314.13 with First Choice — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Community Health Plan of Washington | Apple Health | $16.51 | — |
| United Healthcare | Apple Health | $16.82 | — |
| Molina | Apple Health | $16.82 | — |
| Coordinated Care | Apple Health | $16.82 | — |
| WellPoint | Apple Health | $24.47 | — |
| SCAN | MedAdvantage | $59.14 | — |
| Aetna | MedAdvantage | $60.91 | — |
| Regence | MedAdvantage | $60.91 | — |
| United Healthcare | MedAdvantage | $61.50 | — |
| WellCare | MedAdvantage | $62.09 | — |
| Community Health Plan of Washington | MedAdvantage | $65.05 | — |
| Premera | HMO | $93.92 | — |
| Community Health Plan of Washington | Cascade Care | $99.71 | — |
| Ambetter | Coordinated Care Exchange | $109.40 | — |
| Regence | RealValue | $127.14 | — |
| Uniform Medical | All Commercial Plans | $135.35 | — |
| Regence | MCC/AHN | $141.27 | — |
| Regence | Blue High Performance | $141.27 | — |
| Regence | Commercial | $141.27 | — |
| Premera | Prime | $142.39 | — |
| Premera | Signature | $142.39 | — |
| Premera | Other Commercial Plans | $142.39 | — |
| First Choice | MHS Employee MCC/PPO | $191.62 | — |
| Kaiser | PPO | $233.15 | — |
| Cigna | All Commercial Plans | $269.61 | — |
| First Choice | PPO | $314.13 | — |
| First Choice | MCC Wellfound Employee | $314.13 | — |
Visitor-reported prices
Comments
Analysis nerve at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Providence St Peter Hospital | Olympia | not published | $50.94 – $277.03 |
| Central Medical Center | Seattle | $1,398.40 | $589.00 – $589.00 |
| Virginia Mason Medical Center | Seattle | $286.11 | $148.51 – $148.51 |
| Providence St Luke's Rehabilitation Medical Center | Spokane | not published | $58.07 – $63.88 |
| Swedish Medical Center - First Hill Campus | Seattle | not published | $60.34 – $232.51 |
| Providence Sacred Heart Medical Center and Children's Hospital | Spokane | not published | $58.07 – $178.09 |
| Swedish Medical Center Cherry Hill | Seattle | not published | $60.34 – $225.09 |
| Swedish Issaquah | Issaquah | not published | $60.51 – $232.51 |