After cataract laser surgery at MultiCare Capital Medical Center
3900 Capital Mall DR SW, Olympia, WA · Multicare · · NPI 1841258639
$1,180.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,952.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$396.25 with Community Health Plan of Washington vs $3,142.97 with First Choice — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Community Health Plan of Washington | Apple Health | $396.25 | ↓ -66% |
| Molina | Apple Health | $403.59 | ↓ -66% |
| United Healthcare | Apple Health | $403.59 | ↓ -66% |
| Coordinated Care | Apple Health | $403.59 | ↓ -66% |
| WellPoint | Apple Health | $587.04 | ↓ -50% |
| SCAN | MedAdvantage | $624.15 | ↓ -47% |
| Aetna | MedAdvantage | $642.88 | ↓ -46% |
| Regence | MedAdvantage | $642.88 | ↓ -46% |
| United Healthcare | MedAdvantage | $649.12 | ↓ -45% |
| WellCare | MedAdvantage | $655.36 | ↓ -44% |
| Community Health Plan of Washington | MedAdvantage | $686.57 | ↓ -42% |
| Premera | HMO | $994.32 | ↓ -16% |
| Community Health Plan of Washington | Cascade Care | $1,052.32 | ↓ -11% |
| Ambetter | Coordinated Care Exchange | $1,154.68 | ↓ -2% |
| Regence | RealValue | $1,363.85 | ↑ +16% |
| Uniform Medical | All Commercial Plans | $1,451.87 | ↑ +23% |
| Regence | Commercial | $1,515.39 | ↑ +28% |
| Regence | MCC/AHN | $1,515.39 | ↑ +28% |
| Regence | Blue High Performance | $1,515.39 | ↑ +28% |
| Premera | Signature | $1,527.58 | ↑ +29% |
| Premera | Other Commercial Plans | $1,527.58 | ↑ +29% |
| Premera | Prime | $1,527.58 | ↑ +29% |
| Aetna | All Commercial Plans | $1,781.12 | ↑ +51% |
| First Choice | MHS Employee MCC/PPO | $1,917.21 | ↑ +62% |
| Multiplan/PHCS | All Commercial Plans | $2,154.96 | ↑ +83% |
| Kaiser | PPO | $2,468.08 | ↑ +109% |
| First Health | All Commercial Plans | $2,509.20 | ↑ +113% |
| Cigna | All Commercial Plans | $2,845.54 | ↑ +141% |
| United Healthcare | All Commercial Plans | $3,135.61 | ↑ +166% |
| First Choice | MCC Wellfound Employee | $3,142.97 | ↑ +166% |
| First Choice | PPO | $3,142.97 | ↑ +166% |
Visitor-reported prices
Comments
After cataract laser surgery at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Providence St Peter Hospital | Olympia | not published | $537.66 – $5,180.00 |
| MultiCare Auburn Medical Center | Auburn | $1,180.80 | $368.21 – $2,640.11 |
| MultiCare Good Samaritan Hospital | Puyallup | $1,180.80 | $376.72 – $2,640.11 |
| Virginia Mason Medical Center | Seattle | $1,183.20 | $5.79 – $1,224.23 |
| MultiCare Covington Medical Center | Covington | $1,180.80 | $368.21 – $2,640.11 |
| MultiCare Mary Bridge Children's Hospital | Tacoma | $1,180.80 | $374.99 – $4,174.51 |
| MultiCare Allenmore Hospital | Tacoma | $1,180.80 | $376.87 – $2,640.11 |
| Providence St Luke's Rehabilitation Medical Center | Spokane | not published | $612.89 – $674.18 |