Repair palate at St. Clare Hospital

11315 Bridgeport Way SW, Lakewood, WA · Vmfh · · NPI 1689672693

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$1,985.89

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,889.69

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4,960.58 with Aetna vs $29,502.22 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Commercial|Rental $4,960.58 ↑ +150%
MultiPlan Commercial|All Plans $5,167.27 ↑ +160%
Cigna Commercial|All Plans $5,920.00 ↑ +198%
Kaiser Medicare|All Plans $6,705.05 ↑ +238%
SoundPath Medicare|All Plans $6,705.05 ↑ +238%
Optum Medicare|All Plans $6,772.10 ↑ +241%
BCBS - Regence Medicare|All Plans $6,906.20 ↑ +248%
Aetna Medicare|All Plans $6,906.20 ↑ +248%
BCBS - Premera Medicare|All Plans $6,906.20 ↑ +248%
Humana Medicare|All Plans $7,174.40 ↑ +261%
United Medicare|All Plans $7,241.45 ↑ +265%
Molina Medicare|All Plans $7,241.45 ↑ +265%
Amerigroup Medicare|All Plans $7,308.50 ↑ +268%
Seattle Medical Group Medicare|All Plans $7,710.81 ↑ +288%
CHPW Medicare|All Plans $7,710.81 ↑ +288%
Sound Family Medicine Commercial|All Plans $12,739.59 ↑ +542%
Molina Commercial|Marketplace Exchange $12,873.70 ↑ +548%
Coordinated Care Commercial|Ambetter Exchange $13,276.00 ↑ +569%
BCBS - Premera Commercial|LifeWise Primary Exchange $13,556.25 ↑ +583%
Uniform Medical Plan Commercial|All Plans $14,473.21 ↑ +629%
Kaiser Commercial|HMO $14,528.71 ↑ +632%
Kaiser Commercial|PPO $15,982.70 ↑ +705%
BCBS - Regence Commercial|All Plans $16,595.73 ↑ +736%
First Choice Commercial|All Plans $17,168.95 ↑ +765%
BCBS - Premera Commercial|All Other Plans $19,596.85 ↑ +887%
United Commercial|Navigate $21,157.82 ↑ +965%
United Commercial|Cascade Care $22,271.71 ↑ +1021%
United Commercial|All Other Plans $22,271.71 ↑ +1021%
Aetna Commercial|AWH $25,076.89 ↑ +1163%
Aetna Commercial|All Other Plans $29,502.22 ↑ +1386%

Visitor-reported prices

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Repair palate at other Washington hospitals

Hospital City Cash price Negotiated range
Providence St Joseph Hospital Chewelah $7,989.80 not published
Providence Sacred Heart Medical Center and Children's Hospital Spokane $12,641.30 $6,596.73 – $16,788.68
Providence Centralia Hospital Centralia $12,334.92 $6,855.10 – $28,375.60
Providence Mount Carmel Hospital Colville $9,344.30 not published
Providence St Mary Medical Center Walla Walla $9,620.10 $5,189.13 – $12,203.95
Kadlec Regional Medical Center Richland $10,409.70 $507.57 – $17,995.47
Providence Holy Family Hospital Spokane $13,248.90 $4,435.00 – $17,316.41
Providence Regional Medical Center Everett - Colby Campus Everett $3,730.48 $6,741.52 – $18,383.51

All Washington hospitals for this procedure →