Nasal septal prosthesis at St. Clare Hospital
11315 Bridgeport Way SW, Lakewood, WA · Vmfh · · NPI 1689672693
$562.68
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,952.09
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$976.05 with Cigna vs $8,088.17 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna | Commercial|All Plans | $976.05 | ↑ +73% |
| Aetna | Commercial|Rental | $1,405.51 | ↑ +150% |
| MultiPlan | Commercial|All Plans | $1,464.07 | ↑ +160% |
| Uniform Medical Plan | Commercial|All Plans | $1,597.48 | ↑ +184% |
| BCBS - Regence | Commercial|All Plans | $1,597.48 | ↑ +184% |
| BCBS - Premera | Commercial|All Other Plans | $1,952.09 | ↑ +247% |
| BCBS - Premera | Commercial|LifeWise Primary Exchange | $1,952.09 | ↑ +247% |
| Kaiser | Commercial|HMO | $4,236.44 | ↑ +653% |
| Kaiser | Commercial|PPO | $4,660.41 | ↑ +728% |
| First Choice | Commercial|All Plans | $5,394.98 | ↑ +859% |
| Aetna | Commercial|WEA | $8,088.17 | ↑ +1337% |
Visitor-reported prices
Comments
Nasal septal prosthesis at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. Michael Medical Center | Silverdale | $861.56 | $1,229.82 – $7,338.14 |
| St. Anne Hospital | Burien | $596.09 | $839.40 – $5,218.92 |
| St. Anthony Hospital | Gig Harbor | $593.73 | $976.05 – $5,394.98 |
| St. Joseph Medical Center | Tacoma | $646.53 | $976.05 – $5,394.98 |
| St. Elizabeth Hospital | Enumclaw | $689.80 | $331.86 – $1,756.89 |
| St. Francis Hospital | Federal Way | $612.62 | $976.05 – $5,394.98 |
| Providence St Luke's Rehabilitation Medical Center | Spokane | not published | $1,668.54 – $1,835.39 |
| Swedish Medical Center - First Hill Campus | Seattle | not published | $1,668.54 – $5,069.02 |