ER Visit (level 5, high severity) at St. Clare Hospital

11315 Bridgeport Way SW, Lakewood, WA · Vmfh · · NPI 1689672693

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$2,015.96

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,994.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$694.91 with SoundPath vs $5,245.50 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
SoundPath Medicare|All Plans $694.91 ↓ -66%
Kaiser Medicare|All Plans $694.91 ↓ -66%
Optum Medicare|All Plans $701.86 ↓ -65%
Aetna Medicare|All Plans $715.76 ↓ -64%
BCBS - Regence Medicare|All Plans $715.76 ↓ -64%
BCBS - Premera Medicare|All Plans $715.76 ↓ -64%
Humana Medicare|All Plans $743.55 ↓ -63%
United Medicare|All Plans $750.50 ↓ -63%
Molina Medicare|All Plans $750.50 ↓ -63%
Amerigroup Medicare|All Plans $757.45 ↓ -62%
CHPW Medicare|All Plans $799.15 ↓ -60%
Seattle Medical Group Medicare|All Plans $799.15 ↓ -60%
Sound Family Medicine Commercial|All Plans $1,320.33 ↓ -35%
Molina Commercial|Marketplace Exchange $1,334.23 ↓ -34%
Coordinated Care Commercial|Ambetter Exchange $1,375.92 ↓ -32%
BCBS - Premera Commercial|LifeWise Primary Exchange $1,486.86 ↓ -26%
Uniform Medical Plan Commercial|All Plans $1,587.44 ↓ -21%
Kaiser Commercial|HMO $1,594.89 ↓ -21%
Kaiser Commercial|PPO $1,754.34 ↓ -13%
BCBS - Regence Commercial|All Plans $1,820.24 ↓ -10%
BCBS - Premera Commercial|All Other Plans $2,149.40 ↑ +7%
First Choice Commercial|All Plans $2,149.88 ↑ +7%
United Commercial|Navigate $2,192.80 ↑ +9%
United Commercial|All Other Plans $2,308.24 ↑ +14%
United Commercial|Cascade Care $2,308.24 ↑ +14%
Aetna Commercial|AWH $2,598.96 ↑ +29%
Aetna Commercial|All Other Plans $3,057.60 ↑ +52%
Cigna Commercial|All Plans $3,077.36 ↑ +53%
Aetna Commercial|Rental $5,035.68 ↑ +150%
MultiPlan Commercial|All Plans $5,245.50 ↑ +160%

Visitor-reported prices

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ER Visit (level 5, high severity) at other Washington hospitals

Hospital City Cash price Negotiated range
Providence St Joseph Hospital Chewelah $1,095.50 not published
Swedish Medical Center - First Hill Campus Seattle $1,272.00 $689.62 – $2,456.96
Providence Sacred Heart Medical Center and Children's Hospital Spokane $2,339.40 $663.63 – $1,688.93
Swedish Medical Center Cherry Hill Seattle $1,272.00 $689.62 – $2,366.15
Swedish Issaquah Issaquah $1,272.00 $691.55 – $2,456.96
Central Medical Center Seattle $2,623.20 $1,398.00 – $1,398.00
Providence Centralia Hospital Centralia $2,809.56 $689.62 – $3,143.10
Providence Mount Carmel Hospital Colville $998.90 not published

All Washington hospitals for this procedure →