Surgical pathology level 5 gross & microscopic examination at St. Anthony Hospital

11567 Canterwood Blvd, Gig Harbor, WA · Vmfh · · NPI 1447406699

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$292.45

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$961.52

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$199.51 with First Choice vs $1,793.97 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
First Choice Commercial|All Plans $199.51 ↓ -32%
Cigna Commercial|All Plans $267.58 ↓ -9%
SoundPath Medicare|All Plans $407.72 ↑ +39%
Kaiser Medicare|All Plans $407.72 ↑ +39%
Optum Medicare|All Plans $411.80 ↑ +41%
BCBS - Regence Medicare|All Plans $419.95 ↑ +44%
Aetna Medicare|All Plans $419.95 ↑ +44%
BCBS - Premera Medicare|All Plans $419.95 ↑ +44%
Humana Medicare|All Plans $436.26 ↑ +49%
United Medicare|All Plans $440.34 ↑ +51%
Molina Medicare|All Plans $440.34 ↑ +51%
Amerigroup Medicare|All Plans $444.41 ↑ +52%
Seattle Medical Group Medicare|All Plans $468.88 ↑ +60%
CHPW Medicare|All Plans $468.88 ↑ +60%
Aetna Commercial|Rental $692.30 ↑ +137%
MultiPlan Commercial|All Plans $721.14 ↑ +147%
Sound Family Medicine Commercial|All Plans $774.67 ↑ +165%
Molina Commercial|Marketplace Exchange $782.82 ↑ +168%
Coordinated Care Commercial|Ambetter Exchange $807.29 ↑ +176%
BCBS - Premera Commercial|LifeWise Primary Exchange $832.07 ↑ +185%
Kaiser Commercial|HMO $881.87 ↑ +202%
Uniform Medical Plan Commercial|All Plans $918.26 ↑ +214%
Kaiser Commercial|PPO $970.13 ↑ +232%
BCBS - Regence Commercial|All Plans $1,057.89 ↑ +262%
BCBS - Premera Commercial|All Other Plans $1,202.83 ↑ +311%
United Commercial|Navigate $1,286.56 ↑ +340%
United Commercial|Cascade Care $1,354.29 ↑ +363%
United Commercial|All Other Plans $1,354.29 ↑ +363%
Aetna Commercial|AWH $1,524.87 ↑ +421%
Aetna Commercial|All Other Plans $1,793.97 ↑ +513%

Visitor-reported prices

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Surgical pathology level 5 gross & microscopic examination at other Washington hospitals

Hospital City Cash price Negotiated range
Providence St Joseph Hospital Chewelah $291.20 not published
Swedish Medical Center - First Hill Campus Seattle $252.48 $400.35 – $1,332.03
Providence Sacred Heart Medical Center and Children's Hospital Spokane $492.10 $399.43 – $1,020.28
Swedish Medical Center Cherry Hill Seattle $252.48 $400.35 – $1,289.52
Swedish Issaquah Issaquah $252.48 $400.35 – $1,332.03
Central Medical Center Seattle $993.60 $1,035.00 – $1,035.00
Providence Centralia Hospital Centralia $500.76 $415.08 – $1,765.64
Providence Mount Carmel Hospital Colville $254.80 not published

All Washington hospitals for this procedure →