Perc cryo ablate renal tum at St. Francis Hospital

34515 Ninth Avenue South, Federal Way, WA · Vmfh · · NPI 1093713091

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$4,872.37

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$15,525.84

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11,178.61 with Aetna vs $51,922.16 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Commercial|Rental $11,178.61 ↑ +129%
SoundPath Medicare|All Plans $11,588.10 ↑ +138%
Kaiser Medicare|All Plans $11,588.10 ↑ +138%
MultiPlan Commercial|All Plans $11,644.38 ↑ +139%
Optum Medicare|All Plans $11,703.98 ↑ +140%
Aetna Medicare|All Plans $11,935.74 ↑ +145%
BCBS - Premera Medicare|All Plans $11,935.74 ↑ +145%
BCBS - Regence Medicare|All Plans $11,935.74 ↑ +145%
Humana Medicare|All Plans $12,399.27 ↑ +154%
United Medicare|All Plans $12,515.15 ↑ +157%
Molina Medicare|All Plans $12,515.15 ↑ +157%
Amerigroup Medicare|All Plans $12,631.03 ↑ +159%
Seattle Medical Group Medicare|All Plans $13,326.31 ↑ +174%
CHPW Medicare|All Plans $13,326.32 ↑ +174%
Cigna Commercial|All Plans $16,415.00 ↑ +237%
Sound Family Medicine Commercial|All Plans $22,017.39 ↑ +352%
First Choice Commercial|All Plans $22,206.75 ↑ +356%
Molina Commercial|Marketplace Exchange $22,249.15 ↑ +357%
Coordinated Care Commercial|Ambetter Exchange $22,944.44 ↑ +371%
BCBS - Premera Commercial|LifeWise Primary Exchange $23,828.57 ↑ +389%
Kaiser Commercial|HMO $24,725.63 ↑ +407%
Uniform Medical Plan Commercial|All Plans $25,440.35 ↑ +422%
Kaiser Commercial|PPO $27,200.11 ↑ +458%
BCBS - Regence Commercial|All Plans $29,171.22 ↑ +499%
BCBS - Premera Commercial|All Other Plans $34,446.49 ↑ +607%
United Commercial|Navigate $37,236.56 ↑ +664%
United Commercial|Cascade Care $39,196.93 ↑ +704%
United Commercial|All Other Plans $39,196.93 ↑ +704%
Aetna Commercial|AWH $44,133.83 ↑ +806%
Aetna Commercial|All Other Plans $51,922.16 ↑ +966%

Visitor-reported prices

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Perc cryo ablate renal tum at other Washington hospitals

Hospital City Cash price Negotiated range
Swedish Medical Center - First Hill Campus Seattle $14,938.08 $7,277.00 – $40,971.85
Providence Sacred Heart Medical Center and Children's Hospital Spokane $11,116.70 $11,845.30 – $30,146.28
Swedish Medical Center Cherry Hill Seattle $14,938.08 $7,277.00 – $39,457.49
Swedish Issaquah Issaquah $14,938.08 $7,277.00 – $40,971.85
Providence St Mary Medical Center Walla Walla $13,330.10 $9,121.22 – $21,913.80
Kadlec Regional Medical Center Richland $7,849.80 $759.03 – $31,212.64
Providence Holy Family Hospital Spokane $11,158.00 $11,845.30 – $31,093.90
Providence Regional Medical Center Everett - Colby Campus Everett $20,375.68 $10,898.00 – $31,885.69

All Washington hospitals for this procedure →