Microsatellite instability at St. Francis Hospital
34515 Ninth Avenue South, Federal Way, WA · Vmfh · · NPI 1093713091
$170.83
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$544.34
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$326.61 with First Choice vs $2,146.04 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| First Choice | Commercial|All Plans | $326.61 | ↑ +91% |
| SoundPath | Medicare|All Plans | $348.56 | ↑ +104% |
| BCBS - Regence | Medicare|All Plans | $348.56 | ↑ +104% |
| Kaiser | Medicare|All Plans | $348.56 | ↑ +104% |
| Optum | Medicare|All Plans | $352.05 | ↑ +106% |
| BCBS - Premera | Medicare|All Plans | $359.02 | ↑ +110% |
| Aetna | Medicare|All Plans | $359.02 | ↑ +110% |
| BCBS - Regence | Commercial|All Plans | $365.99 | ↑ +114% |
| BCBS - Premera | Commercial|LifeWise Primary Exchange | $370.52 | ↑ +117% |
| Humana | Medicare|All Plans | $372.96 | ↑ +118% |
| Molina | Medicare|All Plans | $376.44 | ↑ +120% |
| United | Medicare|All Plans | $376.44 | ↑ +120% |
| Amerigroup | Medicare|All Plans | $379.93 | ↑ +122% |
| Aetna | Commercial|Rental | $391.93 | ↑ +129% |
| CHPW | Medicare|All Plans | $400.84 | ↑ +135% |
| Seattle Medical Group | Medicare|All Plans | $400.84 | ↑ +135% |
| MultiPlan | Commercial|All Plans | $408.26 | ↑ +139% |
| United | Commercial|Cascade Care | $418.27 | ↑ +145% |
| United | Commercial|Navigate | $418.27 | ↑ +145% |
| United | Commercial|All Other Plans | $418.27 | ↑ +145% |
| Uniform Medical Plan | Commercial|All Plans | $522.84 | ↑ +206% |
| BCBS - Premera | Commercial|All Other Plans | $522.84 | ↑ +206% |
| Cigna | Commercial|All Plans | $525.13 | ↑ +207% |
| Sound Family Medicine | Commercial|All Plans | $662.26 | ↑ +288% |
| Molina | Commercial|Marketplace Exchange | $669.24 | ↑ +292% |
| Coordinated Care | Commercial|Ambetter Exchange | $690.15 | ↑ +304% |
| Kaiser | Commercial|HMO | $948.40 | ↑ +455% |
| Kaiser | Commercial|PPO | $1,043.31 | ↑ +511% |
| Aetna | Commercial|AWH | $1,303.61 | ↑ +663% |
| Aetna | Commercial|All Other Plans | $1,533.66 | ↑ +798% |
| Aetna | Commercial|WEA | $2,146.04 | ↑ +1156% |
Visitor-reported prices
Comments
Microsatellite instability at other Washington hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Swedish Medical Center - First Hill Campus | Seattle | $1,092.00 | $313.70 – $1,058.93 |
| Swedish Medical Center Cherry Hill | Seattle | $1,092.00 | $313.70 – $1,045.68 |
| Swedish Issaquah | Issaquah | $1,092.00 | $313.70 – $773.80 |
| Providence Regional Medical Center Everett - Colby Campus | Everett | $1,183.00 | $348.56 – $808.66 |
| MultiCare Valley Hospital | Spokane Valley | $639.20 | $348.56 – $631.94 |
| St. Michael Medical Center | Silverdale | $240.25 | $342.94 – $815.63 |
| St. Anne Hospital | Burien | $166.22 | $234.07 – $690.15 |
| St. Anthony Hospital | Gig Harbor | $165.57 | $326.61 – $690.15 |