Ins mark abd/pel for right perq at St. Francis Hospital

34515 Ninth Avenue South, Federal Way, WA · Vmfh · · NPI 1093713091

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 17, 2026

$1,307.78

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,167.24

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,522.93 with Kaiser vs $6,823.70 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Medicare|All Plans $1,522.93 ↑ +16%
SoundPath Medicare|All Plans $1,522.93 ↑ +16%
Optum Medicare|All Plans $1,538.16 ↑ +18%
BCBS - Regence Medicare|All Plans $1,568.62 ↑ +20%
BCBS - Premera Medicare|All Plans $1,568.62 ↑ +20%
Aetna Medicare|All Plans $1,568.62 ↑ +20%
Humana Medicare|All Plans $1,629.54 ↑ +25%
United Medicare|All Plans $1,644.76 ↑ +26%
Molina Medicare|All Plans $1,644.76 ↑ +26%
Amerigroup Medicare|All Plans $1,659.99 ↑ +27%
Seattle Medical Group Medicare|All Plans $1,751.37 ↑ +34%
CHPW Medicare|All Plans $1,751.37 ↑ +34%
Sound Family Medicine Commercial|All Plans $2,893.57 ↑ +121%
Molina Commercial|Marketplace Exchange $2,924.03 ↑ +124%
Aetna Commercial|Rental $3,000.42 ↑ +129%
Coordinated Care Commercial|Ambetter Exchange $3,015.40 ↑ +131%
MultiPlan Commercial|All Plans $3,125.43 ↑ +139%
BCBS - Premera Commercial|LifeWise Primary Exchange $3,207.53 ↑ +145%
First Choice Commercial|All Plans $3,299.22 ↑ +152%
Uniform Medical Plan Commercial|All Plans $3,424.49 ↑ +162%
Kaiser Commercial|HMO $3,647.83 ↑ +179%
BCBS - Regence Commercial|All Plans $3,926.70 ↑ +200%
Kaiser Commercial|PPO $4,012.89 ↑ +207%
BCBS - Premera Commercial|All Other Plans $4,636.80 ↑ +255%
United Commercial|Navigate $4,893.70 ↑ +274%
United Commercial|Cascade Care $5,151.34 ↑ +294%
United Commercial|All Other Plans $5,151.34 ↑ +294%
Aetna Commercial|AWH $5,800.14 ↑ +344%
Cigna Commercial|All Plans $5,920.00 ↑ +353%
Aetna Commercial|All Other Plans $6,823.70 ↑ +422%

Visitor-reported prices

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Ins mark abd/pel for right perq at other Washington hospitals

Hospital City Cash price Negotiated range
Swedish Medical Center - First Hill Campus Seattle $5,800.32 $1,602.81 – $5,853.10
Providence Sacred Heart Medical Center and Children's Hospital Spokane $3,893.40 $1,542.40 – $4,483.22
Swedish Medical Center Cherry Hill Seattle $5,800.32 $1,602.81 – $5,666.30
Swedish Issaquah Issaquah $5,800.32 $1,607.31 – $5,853.10
Providence St Mary Medical Center Walla Walla $783.30 $1,227.80 – $2,853.44
Kadlec Regional Medical Center Richland $3,364.90 $354.11 – $4,869.28
Providence Regional Medical Center Everett - Colby Campus Everett $2,414.36 $1,576.25 – $8,002.00
MultiCare Valley Hospital Spokane Valley $1,126.80 $1,187.75 – $5,965.98

All Washington hospitals for this procedure →